Use of this Licensed Application, GEICO app, and any updates, modifications or changes of any type to it, are subject to terms set forth below, which may be amended from time to time by GOVERNMENT EMPLOYEES INSURANCE COMPANY and/or its affiliated companies (collectively "GEICO") in its sole discretion. Any such updates, modifications or changes of any type shall become effective and legally binding upon you upon the posting of the same by GEICO to https://media.geico.com/legal/mobile/eula.htm. The term "Licensed Application" includes the software itself, any updates or modifications to the application, together with any and all online and/or electronic documentation, associated media, printed materials and other associated materials. The term "Licensed Application" also includes, where applicable, all updates, modifications or changes, additional client-resident software, scripts, computer code and any other components of the Licensed Application provided by GEICO in its sole discretion. You are solely responsible for any and all telecommunications or other connectivity charges incurred through your use of the Licensed Application. Personal information which you may provide to GEICO or its designees is governed by GEICO'S Privacy Policy, as it may be updated from time to time, and can be accessed at geico.com.

By downloading, installing, and/or using this Licensed Application, you accept, expressly consent and agree to be legally bound to the terms of this agreement. This agreement is between you and GEICO, Apple, Inc. ("Apple") or any other third party. GEICO is solely responsible for this Licensed Application and the content thereof. If you do not completely agree with the terms of this agreement, you are not permitted to download this Licensed Application or use it in any manner. In consideration of GEICO providing you access to and/or use of this Licensed Application, the sufficiency of which consideration is hereby agreed to by you and GEICO, the parties further agree as follows:

  1. Limited Use License: This license granted to you for the Licensed Application by GEICO is limited to a non-exclusive, non-transferable license to use the Licensed Application on any mobile device that you own or control and as permitted by the Usage Rules set forth in Section 9.b. of the App Store Terms and Conditions (the "Usage Rules"). This license does not allow you to use the Licensed Application on any mobile device that you do not own or control, and you may not distribute or make the Licensed Application available over a network where it could be used by multiple devices at the same time. You may not rent, lease, lend, sell, redistribute or sublicense the Licensed Application. You may not copy (except as expressly permitted by this license and the Usage Rules), decompile, reverse engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the Licensed Application, any updates, or any part thereof (except as and only to the extent any foregoing restriction is prohibited by applicable law or to the extent as may be permitted by the licensing terms governing use of any open sourced components included with the Licensed Application). Any attempt to do so is a violation of the rights of GEICO and its licensors. If you breach this restriction, you may be subject to prosecution and damages. You may not use this Licensed Application in any anti-competitive manner, for any purpose which would be contrary to GEICO's business interest or to GEICO's actual or potential economic disadvantage in any aspect. All rights not specifically and expressly granted under this Agreement are reserved by GEICO. This Licensed Application is licensed, not sold. Your license confers no title or ownership in this Licensed Application and should not be construed as a sale of any rights in this Licensed Application. The terms of the license will govern any upgrades provided by GEICO that replace and/or supplement the original Licensed Application, unless such upgrade is accompanied by a separate license in which case the terms of that license will govern.

  2. Ownership. All title, ownership rights, and intellectual property rights in and to this Licensed Application (including but not limited to any trademarks, titles, computer code, themes, objects, concepts, artwork, animation, sounds, audio-visual effects, methods of operation, moral rights, any related documentation, and "applets" incorporated into this Licensed Application) are owned by GEICO or its licensors. This Licensed Application is protected by the trade secret, patent, copyright laws of the United States, international copyright treaties and conventions and other laws. This Licensed Application contains certain licensed materials, and GEICO's licensors may also protect their rights in the event of any violation of this Agreement. The use of third-party trademarks herein is intended to denote interoperability and does not constitute: (i) an affiliation by GEICO and its licensors with such company, or (ii) an endorsement or approval of such company of GEICO and its licensors and its products or services.

  3. Consent to Use of Data: Personal information which you may provide to GEICO or its designees is governed by GEICO'S Privacy Policy, as it may be updated from time to time, and can be accessed at geico.com. In addition, You agree that GEICO may collect and use information logged in the Telematics Program, technical data, and related information, including but not limited to technical information about your device, system and application software, and peripherals, as well as data related to how you use the Licensed Application, that is gathered periodically to facilitate the provision of software updates, product support and other services to you (if any) related to the Licensed Application. GEICO may use this information, as long as it is in a form that does not personally identify you, to improve its products, offer you content, products, or services, and provide services or technologies to you. If you are enrolled in the Telematics Program, this information also may be used to: improve the prices we charge for insurance; improve our underwriting criteria and processes; evaluate risk and analyze your driving habits; and provide to state insurance departments, on an aggregate and anonymized basis, to support GEICO's rates and filed underwriting guidelines.

  4. Maintenance and Support: GEICO is solely responsible for providing any maintenance and support services with respect to the Licensed Application, as specified in this Agreement, or as required under applicable law. You and GEICO acknowledge that neither Apple nor any other third party has an obligation whatsoever to furnish any maintenance and support services with respect to the Licensed Application.

  5. Termination. The license is effective until terminated by you or GEICO. Your rights under this license will terminate automatically without notice from GEICO if you fail to comply with any term(s) of this license. Upon termination of the license, you shall cease all use of the Licensed Application, and destroy all copies, full or partial, of the Licensed Application.

  6. Services; Third Party Materials. The license is effective until terminated by you or GEICO. Your rights under this license will terminate automatically without notice from GEICO if you fail to comply with any term(s) of this license. Upon termination of the license, you shall cease all use of the Licensed Application, and destroy all copies, full or partial, of the Licensed Application. You must have a registered account on geico.com, to use certain features of the Licensed Application, such as bill pay and access to insurance card information.

    Location data provided by any Services is for basic navigational purposes only and is not intended to be relied upon in situations where precise location information is needed or where erroneous, inaccurate, or incomplete location data may lead to death, personal injury, property, or environmental damage. Use of real time route guidance is at your sole risk. Location data may not be accurate. Neither GEICO, nor any of its content providers, guarantees the availability, accuracy, completeness, reliability, or timeliness of location data displayed by any Services. Display of location data for various third-party businesses, including but not limited to vehicle repair shops, towing services, taxi services, and car rental services, does not constitute a recommendation, endorsement, guarantee, or warranty by GEICO of such third-party business.

    As part of the Licensed Application, GEICO and/or its licensors may collect and use Speech Data, as defined below, to tune, enhance, and improve the speech recognition and other components of the Licensed Application, and other services and products. In accepting the terms and conditions of this Agreement, you acknowledge, consent, and agree that GEICO and/or its licensors may collect the Speech Data as part of the Licensed Application and that such information shall only be used by GEICO and/or its licensors or third parties acting under the direction of GEICO and/or its licensors, pursuant to confidentiality agreements, to tune, enhance, and improve the speech recognition and other components of the Licensed Application, and other services and products. GEICO and/or its licensors will not use the information elements in any Speech Data for any purpose except as set forth above. "Speech Data" means the audio files, associated transcriptions and log files provided by you hereunder or generated in connection with the Licensed Application. You agree not to: (a) submit any automated or recorded requests to the Licensed Application unless otherwise approved in writing by GEICO and its licensors; (b) modify, port, translate, or create derivative works of the Software or Service; (c) remove any proprietary notices, labels or marks from the Licensed Application or any Service; (d) use any Service related to Speech Data for purposes of comparison with or benchmarking against products or services made available by third parties; or (e) knowingly take any action that would cause the Licensed Application or a Service to be placed in the public domain. You also understand that using voice controls may not be error free, and you accept sole responsibility for ensuring that the Licensed Application interprets words and other sounds correctly.

    You agree that any Services contain proprietary content, information, and material that is protected by applicable intellectual property and other laws, including but not limited to copyright, and that you will not use such proprietary content, information, or materials in any way whatsoever except for permitted use of the Services. No portion of the Services may be reproduced in any form or by any means. You agree not to modify, rent, lease, loan, sell, distribute, or create derivative works based on the Services, in any manner, and you shall not exploit the Services in any unauthorized way whatsoever, including but not limited to by trespass or burdening network capacity. You further agree not to use the Services in any manner to harass, abuse, stalk, threaten, defame, or otherwise infringe or violate the rights of any other party, and that GEICO is not in any way responsible for any such use by you, nor for any harassing, threatening, defamatory, offensive, or illegal messages or transmissions that you may receive as a result of using any of the Services.

    In addition, third party Services and Third Party Materials that may be accessed from, displayed on, or linked to from a mobile device are not available in all languages or in all countries. GEICO makes no representation that such Services and Materials are appropriate or available for use in any particular location. To the extent you choose to access such Services or Materials, you do so at your own initiative and are responsible for compliance with any applicable laws, including but not limited to applicable local laws. GEICO and its licensors reserve the right to change, suspend, remove, or disable access to any Services at any time without notice. In no event will GEICO be liable for the removal of or disabling of access to any such Services. GEICO may also impose limits on the use of or access to certain Services, in any case and without notice or liability.


  7. NO WARRANTY: You expressly acknowledge and agree that use of the Licensed Application is at your sole risk and that the entire risk as to satisfactory quality, performance, accuracy, and effort is with you. To the maximum extent permitted by applicable law, the Licensed Application and any Services performed or provided by the Licensed Application ("Services") are provided "as is" and "as available", with all faults and without warranty of any kind, and GEICO hereby disclaims all warranties and conditions with respect to the Licensed Application and any Services, either express, implied or statutory, including, but not limited to, the implied warranties and/or conditions of merchantability, of satisfactory quality, of fitness for a particular purpose, of accuracy, of quiet enjoyment, and non-infringement of third party rights. GEICO does not warrant against interference with your enjoyment of the Licensed Application, that the functions contained in, or Services performed or provided by, the Licensed Application will meet your requirements, that the operation of the Licensed Application or Services will be uninterrupted or error-free, or that defects in the Licensed Application or Services will be corrected. No oral or written information or advice given by GEICO or its authorized representative shall create a warranty. Some jurisdictions do not allow the exclusion of implied warranties or limitations on applicable statutory rights of a consumer, so the above exclusion and limitations may not apply to you.

  8. Limitation of Liability. To the extent not prohibited by law, in no event shall GEICO be liable to you for any incidental, special, indirect, or consequential damages whatsoever, including, without limitation, damages for loss of profits, loss of data, business interruption or any other commercial damages or losses, arising out of or related to your use or inability to use the Licensed Application, however caused, regardless of the theory of liability (contract, tort or otherwise), other than for direct damages that are proven to be the proximate result of GEICO's negligent failure to address known vulnerabilities in the Licensed Application.

  9. Export Controls. You may not use or otherwise export or re-export the Licensed Application except as authorized by United States law and the laws of the jurisdiction in which the Licensed Application was obtained. In particular, but without limitation, the Licensed Application may not be exported or re-exported (a) into any U.S. embargoed countries or (b) to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Department of Commerce Denied Person's List or Entity List. By using the Licensed Application, you represent and warrant that you are not located in any such country or on any such list. You also agree that you will not use these products for any purposes prohibited by United States law, including, without limitation, the development, design, manufacture or production of nuclear, missiles, or chemical or biological weapons.

  10. Government Users. The Licensed Application and related documentation are "Commercial Items", as that term is defined at 48 C.F.R. §2.101, consisting of "Commercial Computer Software" and "Commercial Computer Software Documentation", as such terms are used in 48 C.F.R. §12.212 or 48 C.F.R. §227.7202, as applicable. Consistent with 48 C.F.R. §12.212 or 48 C.F.R. §227.7202-1 through §227.7202-4, as applicable, the Commercial Computer Software and Commercial Computer Software Documentation are being licensed to U.S. Government end users (a) only as Commercial Items and (b) with only those rights as are granted to all other end users pursuant to the terms and conditions herein. Unpublished-rights reserved under the copyright laws of the United States.

  11. Injunctive Relief. Because GEICO would be irreparably damaged if the terms of this Agreement were not specifically enforced, You agree that GEICO will be entitled, without bond, other security, or proof of damages, to appropriate equitable remedies with respect to breaches of this Agreement, in addition to any and all other remedies which GEICO may have under applicable laws.

  12. Indemnity. You agree to indemnify, defend, and hold GEICO, its partners, affiliates, contractors, officers, directors, employees, and agents harmless from all damages, losses, and expenses arising directly or indirectly from your acts and omissions to act in using the Licensed Application pursuant to the terms of this Agreement.

  13. Developer Name and Address. Government Employees Insurance Company is the developer of the Licensed Application. Any questions, complaints or claims with respect to the Licensed Application should be directed to:

    GEICO
    David King
    GEICO Mobile Team
    One GEICO Plaza
    Washington, DC 20076

    or

    mobileapphelp@geico.com


  14. Miscellaneous. (a) This Agreement represents the complete agreement concerning the license of this Licensed Application between You and GEICO and supersedes all prior or contemporaneous agreements and representations between them regarding the same subject matter. (b) This Agreement may be amended only by GEICO. (c) If any provision of this Agreement is held to be unenforceable for any reason, such provision will be reformed only to the extent necessary to make it enforceable and the remaining provisions of this Agreement will not be affected. (d) This Agreement will be governed by the laws of the State of New York as such law is applied to agreements between New York residents entered into and to be performed entirely within New York, except as it may be governed by United States federal law. (e) You agree that the United Nations Convention on Contracts for the International Sale of Goods shall not apply to this Agreement, nor to any dispute or transaction arising hereunder or in connection herewith. (f) You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties. (g) If this Agreement is translated into a language other than English, You agree that the English version will prevail to the extent of any discrepancy in meaning between the English version and its translation. (h) Except and only to the extent prohibited by applicable law, You agree that any and all disagreements, disputes, claims, mediation, arbitration, litigation, etc., related to this Agreement shall be conducted in the English language, including but in no way limited to all correspondence, requests, motions, notices, consents, requests for discovery, interrogatories, submissions, filings, pleadings, arguments, orders, and judgments.

  15. Third Party Beneficiary: You and GEICO acknowledge and agree that third party distributors of the Licensed Applications, including but not limited to Apple, Inc. and Apple Inc.'s subsidiaries, are third party beneficiaries of the Agreement, and that, upon your acceptance of the terms and conditions of the Agreement, such third party distributors will have the right (and will be deemed to have accepted the right) to enforce the Agreement against you as a third party beneficiary thereof.

  16. Digital Assistant: GEICO's Digital Assistant is intended for informational purposes only. Any information provided is not intended as insurance advice and should not be interpreted as such. Any insurance decision, including coverage amounts, limits, and deductibles, is solely and ultimately the responsibility of the insured, and GEICO is not liable for any information that is inaccurate, missing, or misinterpreted. The material contained within the Digital Assistant is subject to change at any time, and GEICO makes no guarantee about the quality or accuracy of said content.

  17. Application Notifications: In conjunction with your use of the Licensed Application, You are provided the option to opt in to receive push notifications from GEICO on your mobile device. This may include promotional communications, offers, and system messages pushed to your device's notification display ("Push Notifications"). You may, at any time following download of the Licensed Application, opt out of receiving Push Notifications from within the applications notification settings or from within your device's operating system notification settings. Opting out of Push Notifications will not affect your settings with respect to Email Communications or in-app messages. By using the Licensed Application, in-app messages will automatically be displayed to You via the Licensed Application's display tiles and/or sent to You via the Licensed Application's message center, including promotional communications and offers. If You do not wish to see or receive such in-app messages, You must cease use of the Licensed Application.

  18. Google Maps: Your use of Google Maps is subject to the Google Maps/Google Earth Additional Terms of Service at https://maps.google.com/help/terms_maps.html and Google Privacy Policy at https://www.google.com/policies/privacy/.

Additional Terms and Conditions for the Telematics Program

In addition to the terms listed in paragraphs 1-18 above, the following terms also apply to Policyholders who are enrolled in the Telematics Program ("Program").

  1. INFORMATION GATHERED BY THE LICENSED APPLICATION for the Program: While you are using the Licensed Application, the following information is logged and stored in accordance with legal requirements for data retention:
    • Trip details, using GPS location services and coordinates;
    • Mobile phone usage while driving;
    • Cornering;
    • Braking patterns;
    • Date and time of day;
    • Smoothness;
    • Speed;
    • Distance traveled; and
    • Phone permissions.

  2. HOW YOUR INFORMATION IS USED: The information logged and stored by the Licensed Application is used to help you develop safe driving habits, improve safety, and underwrite and rate your policy, including determining your personalized premium. The information is also used to improve the effectiveness of the Licensed Application and the Program and may be compared to information logged through your vehicle(s), which you agree that GEICO may request and obtain from the manufacturer(s). The information gathered from each trip will be prepared by GEICO, or by our technology partners and provided to GEICO.
    • A discount may be applied when a policy is enrolled in the Program. Provided you continue to use the Licensed Application until the minimum logging requirement is met, any discount will remain on the policy until the next renewal. After your telematics driving score is developed and your personalized premium has been determined, the Named Insured may request to restart the logging period. If the new logging period has been successfully completed, any update to your premium will be applied at the following renewal. GEICO also may require that you restart the logging period in the future to update the personalized premium.
    • For policyholders insured by:
      • GEICO Casualty Company in West Virginia
      • GEICO Choice Insurance Company in Alabama, Arizona, Colorado, Connecticut, Florida, Illinois, Kentucky, Louisiana, Maryland, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, South Carolina, Utah, or Wisconsin
      • GEICO General Insurance Company in Indiana, Michigan, Pennsylvania, or Virginia
      • GEICO Texas County Mutual Insurance Company (Agent: Government Employees Financial Corporation or GEICO Endeavor Corporation)
      Rather than potentially applying a discount for participation and then rating based on a single logging period, your telematics participation and driving score are factored directly into the rate and updated throughout the life of the policy.

    Driving information or data gathered by the Licensed Application for each enrolled driver may be helpful in determining the cause of a loss and investigating a claim. Therefore, GEICO, at its discretion, may access, review, and rely upon the data from the Licensed Application, in coordination with other information, as part of its investigation of a claim or motor vehicle accident. Additionally, information from the Licensed Application may be sought by third parties, such as opposing parties in a civil lawsuit or by police when investigating the cause of an accident.


  3. As a participant in the Program, you agree that:
    • GEICO reserves the right to amend, waive, modify, or supplement the terms of the Program at any time for any reason.
    • GEICO may terminate your participation in the Program at any time for any reason.
    • GEICO may take adverse action for fraudulent use or other misuse of the Licensed Application.

    Visit https://www.geico.com/driveeasy/help-center/ for more information about the Program.

Effective Date: August 14, 2009

Last updated: December 7, 2023