How will this claim affect my policy?

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While we can't say for sure what will happen with your individual policy, we can tell you that making a claim does not guarantee higher premiums. We try to keep your rates as low as possible by grouping you with drivers of similar risk: Sometimes a claim can cause you to be classified differently, thus affecting your rate. When evaluating rate changes we will review many factors including your driving record, the number of claims you have had in the past and the payout amounts of those claims.

In addition many accident-free customers who have been insured with GEICO for five years may qualify for free accident forgiveness. If you qualify based on your specific type of policy and your state's laws and regulations, your premium won't increase as a result of your first at-fault accident. And the best part is that if your accident is forgiven, you will even keep your five-year good driver discount.

Our underwriting team will review your policy prior to your renewal, if in fact your premium is affected by this claim you will receive your new policy information and premium amounts about 30 days prior to your renewal effective date. Once you receive that information, you can call our customer service department with any questions or concerns and we will be glad to help you.

* Guidelines vary according to state law

This material is intended for general information only. It does not expand coverage beyond the policy contract. Please refer to your policy contract for any specific information or questions on applicability of coverage.