Mechanical Breakdown Coverage

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Keep Your New Car Purring with Mechanical Breakdown Insurance

So you got a great deal on car insurance from GEICO, did you? Now you're covered for accidents, theft, fire, and other mishaps.

But what about those mechanical problems that always seem to pop up as soon as your new car warranty runs out? You know what we're talking about: the air conditioning dies in the middle of August, your automatic windows refuse to roll up, your turn signals go dark . . .

You could just take the car to the mechanic and pony up the dough. Or, you could protect yourself right now with GEICO's Mechanical Breakdown Insurance (MBI). After a $250 deductible on a covered loss, MBI covers repairs to all mechanical parts of the car (except for maintenance and wear and tear*).

Interested? Call us at (800) 861-8380 to learn more.

Special Protection For Your New Car

Your new car is your baby, so it deserves a little extra protection, doesn't it? MBI is available for new or leased cars that are less than 15 months old and with less than 15,000 miles. Once you've purchased MBI, you can renew it for up to seven years or 100,000 miles (whichever comes first).

Mechanical Breakdown Insurance vs. Extended Warranty: It's No Contest

Why not just get an extended warranty, you wonder? You could—if you want to pay more for less protection. GEICO's MBI provides better coverage at a better price than the typical dealer extended warranty. GEICO's MBI coverage:

  • Includes all parts and systems not just the specific list of items covered by most dealer warranties.
  • Saves you money, charging only a small premium per each policy period, instead of a large lump-sum payment up front.
  • Lets you get your car repaired wherever you like.

Swap Your Extended Warranty For GEICO's MBI

Already purchased your dealer's extended warranty? Most contracts give you a full refund if you cancel within 30 to 60 days.

It's easy to add MBI coverage to your policy. Do it online, or give us a call at (800) 861-8380 and speak to one of our licensed insurance agents.

Need More Information?

Visit our frequently asked questions page to learn more about the benefits of Mechnical Breakdown Insurance coverage.

*MBI Exclusions

Exclusions to this policy include regular maintenance services such as tune-ups, suspension alignment, wheel balancing, filters, lubrication, coolant and fluids, spark plugs, brake pads and linings, brake shoes, and tires. Also, breakdown repairs made necessary by intentional damage, corrosion, misuse, or improper maintenance are not covered. Mechanical Breakdown Insurance coverage is in excess of coverage provided by your manufacturer's warranty. Read the policy amendment for the complete terms and conditions of this coverage.

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