• Get A Quote
  • Auto Insurance
  • Motorcycle Insurance
  • ATV Insurance
  • Umbrella Insurance
  • Homeowners Insurance
  • Renters Insurance
  • Condo / Co-op Insurance
  • RV Insurance
  • Life Insurance
  • Boat/PWC Insurance
  • Flood Insurance
  • Mobile Home Insurance
  • Overseas Insurance
  • Commercial Insurance
• Manage Your Policy
  • Make a Payment
  • Auto Policy
  • Motorcycle Policy
  • ATV Policy
  • Umbrella Policy
  • Homeowners Policy
  • Renters Policy
  • Condo / Co-op Policy
  • RV Policy
  • Life Policy
  • Boat or PWC Policy
  • Flood Policy
  • Mobile Home Policy
  • Overseas Policy
  • Commercial Policy
• Claims Center
  • Report a Claim
  • Track a Claim
  • Find Repair Locations
  • Find Inspection Locations
  • About the Claims Process
• Information Center
  • About Insurance
  • Insurance Terms
  • Discounts
  • Payment Options
  • Auto Safety
  • Motorcycle Safety
  • Tools and Calculators
  • GEICO Programs
  • Newsletter
  • State Information
• About GEICO
  • Careers
  • B2B Services
  • Find an Office
  • Affiliates
  • Corporate Info
  • In the Community
  • Commercials
  • Press Releases
  • GEICO Store

About ATV Insurance

Whether you have a utility ATV for hunting in the woods or a sport ATV at the beach, GEICO's customized ATV policy (underwritten by GEICO Indemnity Company) ensures that you get the best protection available.

Purchasing insurance for your ATV is a smart decision

If you are unsure whether insurance for your ATV is necessary, consider the following:

• ATVs have a high theft rate.
• Your homeowner's policy may not cover your ATV if you ride off your property or if you trailer your ATV to another location.
• If you use your ATV in a state-owned or public park, ATV insurance may be required.

Why take chances? An ATV policy from GEICO gives you the freedom to ride whenever and wherever you want, without worry.

Coverage Explained

• Bodily injury liability coverage is included in our policies for injuries to other people in an accident. In most states, you can select Medical coverage for yourself and your passengers.
• Property damage liability coverage is also included to cover damage to other vehicles on public roads and highways.
• Comprehensive Physical Damage and Collision coverages are available on your ATV with a $500 or $1,000 deductible. The Physical Damage coverage is limited to damage that affects the structure or safe operation of the vehicle.
• Uninsured/Underinsured coverage protects you in the event an accident occurs on a public road or highway where you are struck by someone with no insurance coverage or limits that are lower than yours. The vehicle that strikes you must be designed to be insured and registered (car, truck, or motorcycle, for example).