Each year it is a good idea to conduct a complete inspection of all ATV-related equipment and the ATV itself. Use this handy ATV inspection checklist to make sure you are properly prepared for a season of fun and safety.
Call your GEICO representative to make sure your all terrain vehicle insurance coverage is in place and up to date. Remember, most homeowners policies do not cover your ATV if it is lost or stolen and your auto insurance rarely covers accidents or damage to the ATV itself. Ask about ATV liability insurance and ATV theft insurance.
Take a photo of the ATV to document any repairs so you can keep track of your ATV's history.
Check protective gear. Replace damaged or outgrown helmets, gloves and other gear at the end of each season.
Inspect tires and wheels. Make sure you're following the manufacturer's recommended levels of pressure without over- or under-inflating. Ensure the wheels and tires are in good condition. Replace worn tires if needed, make sure wheel nuts are properly tightened and check for worn-out bearings.
Inspect brakes, foot shifter, throttle and cables. Pay special attention to smooth operation and make sure brakes work properly.
Replace oil and fuel while inspecting for leaks.
Check to see if lights, horn and other miscellaneous functions are in good working condition.
The above-listed tips are for informational use only. Refer to your insurance policy contract for specific information regarding your coverages and for actual terms, conditions and exclusions. The above statements are general in nature and may or may not reflect the actual terms of your insurance policy.
