ATV liability insurance is often overlooked, but the fact is, ATVs are associated with relatively high rates of injury. Before you decide to take a ride, take time to brush up on basic liability issues.
Many people assume they won't need ATV liability insurance if they only allow friends or family members to drive. Unfortunately, accidents happen and you may inadvertently injure or cause damage to someone else. Ask your GEICO representative about suggested ATV liability coverage.
ATV drivers also need liability insurance in the event they destroy property. Even a simple ATV accident can cause property damage for which the operator of the ATV will be responsible.
The above-listed tips are for informational use only. Refer to your insurance policy contract for specific information regarding your coverages and for actual terms, conditions and exclusions. The above statements are general in nature and may or may not reflect the actual terms of your insurance policy.