Whether you like the water warm or cold, fresh or salty, there's nothing like being out in your own boat on the open water – or at your secret fishing spot. Maybe you like to harness the wind in your favorite sail boat? Or, feel the power as you throttle up your twin outboards.
No matter what your choice in pleasure boating, GEICO can help you find the right boat insurance policy to suit your needs. Plus, did you know that insurance coverage is available for your personal watercraft as well? Whatever your preference in watercraft, we are here to help you find the right boat coverage.
A boat policy insures you and your boat against liability and damage in the event of an accident. The types and amount of coverage you receive will depend on the specific boat policy you purchase. GEICO Insurance Agency, Inc. can help you find an affordable boat insurance policy to suit your specific needs.
Get a free online boat insurance quote right here or call us at 1-866-818-1019.
It's likely that your pride and joy is docked some place other than your backyard. Regardless of where you store your boat, you want to get it protected. A boat policy typically covers you from damage caused by;
Most boat policies cover physical damage to;
Your boat insurance needs differ depending on the type of boat or personal watercraft you own. Each policy provides detail on what is covered and what is excluded.
A boat policy can provide coverage for damage to another boat or dock, and for bodily injury or death to another person as a result of your negligent operation or ownership of the boat. It may also provide compensation liability for injury to persons employed by you who may work on your boat, but are not crew members. These persons could include;
To be covered, these persons typically cannot be employed by your boatyard, and the federal Longshoreman's and Harbor Workers' Compensation Act must apply to them.
You may purchase optional coverages, such as:
Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
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