Accidents happen, but with a little know-how and advanced planning you can make sure you have the right motorcycle insurance and are as safe as possible when enjoying your ride. Here are some of the most common motorcycle safety myths you should know about.
Loud saves lives.
While the loud sound of your bike is one of the most attractive things about riding, remember the importance of being aware of surrounding sounds such as sirens and other vehicles. Developing an awareness for these sounds can reduce the risk of accidents.
Helmets don't help.
Wrong. Motorcycle helmets do help. Research has shown helmets reduce the risk of injury by absorbing shock and impact. Don't risk making a minor accident a serious one-wear a quality helmet and insist all who are riding with you to wear one too.
There is a lot of misinformation about helmets blocking vision or breaking necks. When it comes time to buy a helmet do your homework and invest in the best. Remember, novelty helmets may provide very little in terms of protection. Don't confuse what looks good with what is safe. If you aren't sure what type of helmet is best, visit your local Department of Motor Vehicles and request a copy of "Helmet Safety Ratings" or visit Snell Memorial Foundation, a non-profit organization dedicated to research, education, testing and development of helmet safety standards.
The above-listed tips are for informational use only. Refer to your insurance policy contract for specific information regarding your coverages and for actual terms, conditions and exclusions. The above statements are general in nature and may or may not reflect the actual terms of your insurance policy.