When requesting renters insurance quotes from the GEICO Property Agency, be sure to understand what is and isn't typically covered. Here to help is a quick list of questions you can use when calling for renters insurance rates or applying online for rental insurance designed to cover your apartment, condo, single family home or even mobile home.
1. Personal Liability. This insurance protects you against claims that others make against you. Depending upon your personal assets and individual situation, you might benefit from additional liability coverage.
2. Living expenses. In the event the home, apartment or condo you rent is destroyed then this insurance helps cover additional living expenses.
3. Personal property. This provides coverage for your personal belongings such as furniture, clothing, electronics and other items up to a certain amount. If you own valuable collectibles, specialized equipment or other unusual items then you might need a rider or additional coverage.
4. Additional coverage for stocks, bonds, jewelry, business property or other high value items. Speak to the GEICO Property Agency about the dollar limits for personal property and how much it would cost to increase or add more coverage.
The above-listed tips are for informational use only. Refer to your insurance policy contract for specific information regarding your coverages and for actual terms, conditions and exclusions. The above statements are general in nature and may or may not reflect the actual terms of your insurance policy.