Umbrella Insurance - Required Underlying Limits

Required Minimum Limits of Coverage

To be eligible for our Personal Umbrella Policy, you must have and maintain liability insurance in at least the following amounts on your other insurance policies:

Auto Insurance Policy

  • $300,000 person/$300,000 occurrence (Bodily Injury)
  • $100,000 (Property Damage)

Homeowners Insurance Policy

  • $300,000 liability

Boat Insurance Policy (if applicable)

  • Boats under 26 feet & under 50 hp: $100,000 liability
  • Boats 26 feet or longer, or 50 hp and up: $300,000 liability