Auto Insurance Payment Methods and Plans

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It's Your Money – Make Your Car Insurance Payments Your Way

Each of us has our own way of managing the budget and paying the bills. With GEICO, it doesn't matter if you want to pay your car insurance premium all at once, or once a month. And it doesn't matter whether you're an online-only type, or if you rely on the tried and true US Postal Service. Choose the payment plan and method that work best for you.

Auto Insurance Payment Plans

Pay Your Bill in Full

It couldn't be easier. Just pay the full policy premium by the policy effective date and you're done! (And you'll avoid any installment charges.)

Budget Your Payments Over Time

  • Pay 2 installments

    Pay 50% of the total car insurance premium on the effective date of the policy. Then, pay the rest of the premium two months later.

  • Pay 3 installments

    On the effective date of your car insurance policy, pay 40% of the total premium. Two additional payments of 30% each will be due at 2 and 3 months after the effective date.

  • Pay 4 installments

    Pay just 25% of your auto insurance premium on the date your policy becomes effective. The three remaining 25% payments will be due 2, 3, and 4 months after the effective date.

  • Pay 5 installments (New Policies Only)

    Make an initial payment of 33.3% of your total premium on the effective date of your policy. Then make four additional payments of 16.675% each month, for the 4 months after the effective date.

  • Pay 6 installments (Renewal Policies Only)

    If you're renewing your policy, we'll bill you 16.66% of the total premium one month prior to the effective date of the policy. Then, five additional payments of 16.67% will be due each month, for the next five months.

Please Note: Certain payment plans may not be available in all states. If you elect to pay your premium in installments, you may be subject to an additional fee for each installment payment. The fee amount will be shown on your billing statements and is subject to change. Florida policies issued by GEICO or GEICO General with only Personal Injury Protection (PIP) and/or Property Damage coverage must be paid in full.

Car Insurance Payment Methods

One-time Online Payments – Convenience at Your Fingertips

  • Write an Online Check

    Pay directly from your checking account. Here's how it works:

    • Log in to the secure Policyholder Service Center
    • Provide your checking account information
    • Your bank will process the payment within five business days. (The transaction will show up on your bank statement as "GEICO PYMT.")
    • For added convenience, store your banking information so you won't need to enter it again the next time you make a payment

  • Use a Debit or Credit Card

    It's simple to make a payment with your debit card, check card or any major credit card. Just follow these easy steps

    • Log in to the secure Policyholder Service Center
    • Click on the "Pay by Card" link and enter your payment and card account information
    • We'll charge your card within one business day

Automatic Online Payments – Set it up Once and You're Done

  • Electronic Funds Transfer (EFT)

    Paying your bill is a no-brainer with this easy payment option, which automatically deducts payments from your checking account. In most states, the normal $4.00 service fee is reduced to only $1.00 when using EFT.

    • Log in to the secure Policyholder Service Center
    • Follow the steps to enroll in EFT
    • Once you've set up an account, your payments will be deducted automatically according to the payment plan you selected

    Never worry about missing a payment again. As long as you have sufficient funds in your account on the scheduled payment dates, your payments will arrive on time – every time.

  • Debit or Credit Card

    You can also set up automatic payments using a debit or credit card. Just follow these easy steps:

    • Log in to the secure Policyholder Service Center
    • Sign up for Recurring Card Payments
    • Choose a schedule for your automatic payment deductions

    If you choose to pay in installments, each payment may be subject to an installment fee as shown on your billing statement.

By Phone – Dial in a Payment Anytime

  • Interactive Voice Response (IVR)

    Use our toll-free automated phone system to enter in your payment information any time of day or night. Just follow these steps:

    • If it's the first time you're making a phone payment, have your card or checking account information available
    • Call 1-800-932-8872
    • Follow the automated prompts to enter your payment information
    • If you wish, store your payment information so you won't need to re-enter it the next time you make a phone payment
    • Wait to receive a confirmation number at the end of your payment

By Mail – The Tried and True Way

  • Personal Check or Money Order

    Yes, we still accept payments from the US Postal Service. You'll receive a bill about two weeks before each payment is due. Just mail us your payment (check or money order), along with your paper bill stub, to this address:

    GEICO Insurance
    Remittance Center
    One GEICO Plaza
    Bethesda, MD 20810-0001

Remember, you can change your payment plan or payment methods anytime. Simply call 1-800-932-8872 to discuss your options with a GEICO customer service representative.