The full policy premium is due on the effective date of the policy. (No installment charge applies).
Available in most states.
- 50% of the total premium is due on the effective date of the policy.
- One additional payment of 50% is due two months after the effective date.
Available in most states.
- 40% of the total premium is due on the effective date of the policy.
- Two additional payments of 30% each are due at 2 and 3 months after the effective date.
Available in most states.
- 25% of the total premium is due on the effective date of the policy.
- Three additional payments of 25% each are due in months 2 through 4 after the effective date.
Available in most states. The monthly payment plan is not available on new policies in West Virginia. Six-month premium must exceed $200 in Alabama. Percentages vary for new policies in Florida.
- 33.3% of the total premium is due on the effective date of the policy.
- Four additional payments of 16.675% each are due in months 2 through 5 after the effective date.
- 16.66% of the total premium is due one month prior to the effective date of the policy.
- Five additional payments of 16.66% are due in months 2 through 5 after the effective date.
NOTE: If you elect to pay your premium in installments, you may be subject to an additional fee for each installment. The fee amount will be shown on your billing statements and is subject to change. Florida policies issued by GEICO or GEICO General with only Personal Injury Protection (PIP) and/or Property Damage coverage must be paid in full.
- Direct Check
Write an online check. No postage! No mail delays! There is no charge for using Direct Check.
- Log in to the secure Policyholder Service Center each time you would like to make a payment.
- Provide us your checking account information. (Have a check handy so that you'll have account and bank information.)
- We'll then create a facsimile check, which will clear electronically through your bank within one to five business days. (The transaction will show up on your bank statement as "GEICO PYMT.")
- Once you've set up your Direct Check payment option and created your password, you can choose to store banking information so you won't have to re-enter it the next time.
- Debit or Credit Card
You can make a payment with your debit card, check card or any major credit card.
- Log in to the secure Policyholder Service Center each time you'd like to make a payment.
- Click on the "Pay by Card" link and provide us with the details of your payment and card account.
- GEICO will charge the card account you provided within one business day.
- Electronic Funds Transfer (EFT)
Pay with automatic deductions from your checking account. In most states, the normal $4.00 service fee is reduced to only $1.00 when using EFT.
- Log in to the secure Policyholder Service Center to enroll in EFT.
- Once you've set up an account, your payments will be deducted automatically according to the payment plan you selected.
- You'll never have to worry about a payment arriving late! We promise that your payments will be made on time and your coverage will be uninterrupted as long as the funds are available in your account on the scheduled payment dates.
- Debit or Credit Card
Recurring Card Payment plan – Make automatic payments using a debit or credit card.
- Recurring card payments allow you to make automatic automobile or motorcycle insurance premium payments using a debit or credit card.
- Once enrolled, we will automatically charge your debit or credit card according to the schedule you select.
- If you elect to pay your premium in installments, each installment may be subject to an installment fee as shown on your billing statement.
- To learn more about recurring card payments, please log into your policy at our secure Policyholder Service Center.
- GEICO Platinum MasterCard
Recurring Premium Payment Plan – Automatic Payments using the GEICO Platinum MasterCard. In most states, there is no service fee when you pay in installments using this plan.
- The Recurring Premium Payment Plan is an automatic automobile or motorcycle insurance premium payment system.
- Once enrolled, your card issuer will automatically charge your GEICO Platinum MasterCard card according to the schedule we will send you with each renewal or change in your premium.
- Only policyholders who are GEICO Platinum MasterCard cardholders are eligible to sign up for the Recurring Premium Payment Plan.
- The Recurring Premium Payment Plan may not be available in all states, and certain restrictions and limitations may apply. To learn more about the Recurring Premium Payment Plan, please log into your policy at the secure Policyholder Service Center.
- Interactive Voice Response (IVR)
Make check or card payments via our toll-free automated phone system. By speaking or entering information with your phone's keypad, you can make your payments when they are due.
- You will need your card or checking account information available to make the first payment.
- Call 1-800-932-8872.
- Follow the automated prompts to enter your payment information.
- You will be given the option to store your payment information so you do not need to enter it each time.
- You will receive a verbal or emailed confirmation number at the end of every payment.
- Personal Check or Money Order
Yes, we still accept payments the traditional way! You can mail in your check or money order.
- We'll send you a bill about two weeks before each payment is due, along with an envelope for sending your check or money order.
- Mail us your payment, enclosing your paper bill stub.
- Make sure that you mail your payment in sufficient time for it to reach us by the due date.
Mail your payments to:
GEICO Insurance
Remittance Center
One GEICO Plaza
Bethesda, MD 20810-0001
To change your payment plan or discuss the payment options available to you please call 1-800-932-8872.
