Auto Insurance in Delaware
Drivers in Delaware enjoy a variety of roads and scenery. You can see the Atlantic coast at the Seashore State Parks. There are lush, green hillsides outside of Wilmington and Hockessin, scenic countryside drives around Dover, and deals to be had at the outlet stores in Rehoboth Beach. No matter where you drive, if you’re new to Delaware or just looking for the best car insurance quote, GEICO has great rates and excellent service. Check Delaware auto insurance rates by getting a free quote online.
Registering Your Car in Delaware
Drivers who move to Delaware need to be aware of some registration and car insurance rules that may be different from their previous state. To register your car in Delaware, you will need to show proof that you have car insurance. Be sure to inform GEICO of your new address so we can make sure that your auto insurance matches Delaware requirements for registration. You will need to change the title and register the vehicle at a DMV facility within 60 days. Once the title work is complete, and you provide proof of insurance, your vehicle will need to be inspected for safety and emissions. Safety inspections are free, and vehicles will need to be re-inspected every two years. Once the car passes this test, the vehicle registration can be issued or renewed.
Delaware Car Insurance Coverage
The minimum limits of auto insurance coverage in Delaware are:
Bodily Injury Liability Coverage: $15,000 per person and $30,000 per accident
Property Damage Liability Coverage: $10,000
Uninsured Motorist Bodily Injury Coverage: $15,000 per person and $30,000 per accident*
Uninsured Motorist Property Damage Coverage: $10,000 per accident*
Personal Injury Protection Coverage: $15,000 per person and $30,000 per accident
*These coverages may be rejected in writing.
Teen Drivers in Delaware
Delaware teens looking to get their driver’s licenses should become familiar with Delaware’s teen driving laws. Graduated Driver License rules apply to drivers under age 18. To receive a learner’s permit, a teen driver must be at least 16 years old. They must also complete a written exam, and show proof of being enrolled in a driver education program, and be supervised by a licensed parent, guardian or driver at least 25 years old, with at least five years driving experience.
After six months, the driver becomes eligible for a restricted license. With the restricted license, teens cannot drive between 10:00 p.m. and 6:00 a.m. (unless driving to or from work, school, or church) and cannot have more than one passenger (except for immediate family members) in the car with them. The permit will automatically convert to a Class D license once the permit holder has completed a full 12 months of valid driving.