GEICO says not all homeowners insurance policies are created equal; choose the one that has the best protection for you

WASHINGTON, D.C., May 6, 2014 – We've all heard the saying, "There's no place like home." Your home is one of your biggest investments, and an unexpected event like a fire, theft or an accident could wipe out a lot of what you've worked for. That's why GEICO says having the right homeowners insurance in place is a critical part of protecting you and your family's home.

"All homeowners insurance policies are not created equal," said John Zinno, president of GEICO Insurance Agency. "Some policies offer different types of protection. Look for a standard policy that can provide broad coverage for damage to your house and any permanent structures on your property. It also covers any damage to your personal property due to causes specified in your policy as well as limited coverage for items like stolen jewelry."

Zinno noted that homeowners insurance could also cover personal liability exposures or the additional costs you might incur if you have to vacate your home because of a covered loss. With so many options available, managing the different types of coverages can seem like a difficult task.

Zinno says choosing the right policy should depend on your personal circumstances. "Do you live in a single-family home, condo or co-op? Do you rent a home but live somewhere else? These are some of the questions you have to answer to find out what's important to you and what you need to protect," said Zinno.

Some insurance companies also offer discounts on your homeowners insurance policy if you have safety features such as a monitored alarm system, deadbolt locks on your doors, smoke detectors and a sprinkler system in your home. For more information, visit

"Your home is an investment that contributes to the security and stability of your family, so it makes perfect sense to protect it," said Zinno. "Having the right homeowners insurance in place allows you to protect those assets without jeopardizing your family's financial security."

GEICO (Government Employees Insurance Company) is a member of the Berkshire Hathaway family of companies and is the second-largest private passenger auto insurance company in the United States. GEICO, which was founded in 1936, provides millions of auto insurance quotes to U.S. drivers annually. The company is pleased to serve more than 15 million private passenger customers, insuring more than 24 million vehicles (auto & cycle).

Using GEICO's online service center, policyholders can purchase policies, make policy changes, report claims and print insurance ID cards. Policyholders can also connect to GEICO through the GEICO App, reach a representative over the phone or visit a GEICO local agent.

GEICO also provides insurance quotes on motorcycles, all-terrain vehicles (ATVs), boats, travel trailers and motorhomes (RVs). Coverage for life, homes and apartments is written by non-affiliated insurance companies and is secured through the GEICO Insurance Agency, Inc. Commercial auto insurance and personal umbrella protection are also available.

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