Is your small business properly insured? Just ask these questions, GEICO says

WASHINGTON, D.C., Sept. 9, 2014 – GEICO knows that owning and operating a small business is no easy task. But when it comes to insuring your business, GEICO Commercial can make it easy to protect your livelihood. Below are some important questions to ask to ensure your business is covered:

Q: Would you be covered if you, your employees or a third party were injured in your business?

A: General liability insurance provides vital coverage should injury or property damage occur as a result of your business operations.

Q: What about if your office property, including computers, inventory or tools, are damaged by fire, smoke damage, vandalism or theft? Is there a way to protect those items and also get liability protection?

A: A business owner's policy is a simple, bundled policy that provides both property damage coverage and liability insurance to protect both your physical and financial assets.

Q: If your business were to make a mistake that adversely impacts a client's business, would you be protected from a negligence suit?

A: Professional liability insurance, also known as errors and omissions insurance, covers businesses, particularly those that provide advice or a service, in the event of this type of lawsuit.

Q: Would your business's vehicles be covered if they were to get into an accident?

A: Commercial auto insurance can cover the cars, trucks and vans your business uses in its operations. A commercial auto policy may a requirement for your business depending on how your vehicles are being used, and GEICO can help you determine when you need commercial auto insurance.

Small business owners can obtain a commercial auto quote and purchase a policy through GEICO by going to www.geico.com/getaquote/commercial/. For more information on GEICO's business insurance, go to www.geico.com/getaquote/ or call (866) 509-9444.

GEICO (Government Employees Insurance Company) is a member of the Berkshire Hathaway family of companies and is the second-largest private passenger auto insurance company in the United States. GEICO, which was founded in 1936, provides millions of auto insurance quotes to U.S. drivers annually. The company is pleased to serve more than 14 million private passenger customers and insures more than 23 million vehicles (auto & cycle).

Using GEICO's online service center, policyholders can purchase policies, make policy changes, report claims and print insurance ID cards. Policyholders can also connect to GEICO through the GEICO App, reach a representative over the phone or visit a GEICO local agent.

GEICO also provides insurance quotes on motorcycles, all-terrain vehicles (ATVs), boats, travel trailers and motorhomes (RVs). Coverage for life, homes and apartments is written by non-affiliated insurance companies and is secured through the GEICO Insurance Agency. Commercial auto insurance and personal umbrella protection are also available.

For more information, go to www.geico.com.