GEICO asks: Are you covered or not for ridesharing?

WASHINGTON, D.C., April 15, 2017 – You are a driver for a transportation network company and then the unfortunate happens. Someone sideswipes your vehicle. In the chaotic moments after the accident, a question about your personal auto insurance coverage arises. GEICO asks: are you fully covered or not for ridesharing?

"If you are driving for a rideshare company with a personal auto insurance policy, you might be taking a huge risk," said Othello Powell, GEICO director of commercial lines. "Most personal auto policies were never designed to protect you or your vehicle for commercial purposes."

A typical personal auto policy contains coverage gaps and limitations for ridesharing and package delivery. If an accident does happen with your personal auto policy, you have to provide your insurance carrier with specific details, including the phase of the ride you were in. Was the app on or off? Did you have a passenger or any packages in the vehicle? Depending on your answers, you may not have the coverage you thought you had.

"Replacing your personal auto policy with GEICO's rideshare and on-demand delivery policy is the best way to safeguard yourself and eliminate any confusion," said Powell. "Our product provides complete protection for personal usage, ridesharing and package delivery, whether the app is on or off."

GEICO's ridesharing and on-demand policy is now offered in 36 states and the District of Columbia. The state you live in and the insurance coverage offered in your area will determine the type of policy that is available to you.

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GEICO (Government Employees Insurance Company) is a member of the Berkshire Hathaway family of companies and is the second-largest private passenger car insurance company in the United States. GEICO, which was founded in 1936, provides millions of car insurance quotes to U.S. drivers annually. The company is pleased to serve more than 16 million private passenger customers, insuring more than 27 million vehicles (car & cycle).

GEICO policyholders can make policy changes, report claims, print insurance ID cards, and purchase additional products by logging into their car insurance policy. Policyholders can also connect to GEICO through GEICO Mobile, reach a representative over the phone or visit a GEICO local agent.

GEICO also provides insurance quotes on motorcycles, all-terrain vehicles (ATVs), boats, travel trailers and motorhomes (RVs). Coverage for life, homes and apartments is written by non-affiliated insurance companies and is secured through the GEICO Insurance Agency, Inc. Commercial car insurance and personal umbrella protection are also available.

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