GEICO reminds you of the hazards of hail: 5 hail preparation tips

WASHINGTON, D.C., April 22, 2017 – GEICO takes the effects of hail damage very seriously and offers five reminders to help you be prepared for the next hail storm. This could be almost anytime. There is no confined hail season, but spring activity is the highest.

More than 5,400 major hail storms hit the U.S. annually, an average of 15 hail storms a day somewhere in the U.S. Those 15 cause an average of $2 million in losses on a daily basis or nearly $720 million each year. (*National Oceanic and Atmospheric Administration's Severe Storm database) So hail storms have to be taken seriously.

What causes hail?

Hail is caused when a thunderstorm's wind is severe enough to push raindrops upward into the atmosphere. The extremely cold air supercools the water and causes it to freeze into spheres of ice. This can occur several times, with balls of ice falling and then being lifted by updrafts, collecting condensation as they go.

Where and when are hail storms more likely?

States that typically have the highest hail risk include Colorado, Iowa, Kansas, Minnesota, Missouri, Nebraska, Oklahoma, South Dakota, Texas, and Wyoming. Peak months for high hail activity are historically March, April, May, and June.

GEICO: 5 tips on how to prepare for hail

  • Bring your animals inside.
  • Trim trees and remove dead branches, especially those close to windows and skylights.
  • Pick up debris and loose objects in the yard to minimize flying objects.
  • Listen to your local weather station; often forecasters can predict when hail could be a factor.
  • Put vehicles in garages or under some kind of shelter.

During the storm

  • Simply seek shelter.
  • Stay away from windows and remain indoors.
  • Put as many walls as possible between you and the elements.

Hail impact on claims

During the past five years, claims related to wind and hail damage on a national basis accounted for almost 40 percent of all insured losses. That figure is growing each year.

Hail: believe it or not

  • Not all hail storms cause damage. Pea-sized hail (1/4-inch) or marble-size hail (1/2-inch) may not cause damage.
  • Anything as large as a dime or a quarter (3/4-inch to 1-inch) can cause serious damage.
  • On May 23, 2011 a strong supercell thunderstorm in the Great Plains produced a large hailstone near Gotebo, Okla., that measured six inches in diameter. The hailstone was so large that it significantly caved in the roof of a vehicle. (*National Weather Service)
  • Hail accumulated to over 12" deep on level in El Dorado, Kansas, on June 23, 1951. (*Weather Underground)
  • The largest officially-recognized hailstone fell near Vivian, S.D., in 2010 measuring 8 inches in diameter, 18 ½- inches in circumference, and weighed 1.9375 pounds. (*Weather Underground)

GEICO (Government Employees Insurance Company), the second-largest auto insurer in the U.S., was founded in 1936 and insures more than 27 million vehicles.

To make changes, report claims, print insurance cards and purchase additional products, policyholders can log into their car insurance policy, connect via GEICO Mobile, phone or by visiting a GEICO local agent.

Homeowners, renters, condo, flood, identity theft and life coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. Commercial auto and personal umbrella coverages are also available.

Visit www.geico.com for a quote or to learn more.