GEICO reminds you how to spot a flood vehicle

WASHINGTON, D.C., May 23, 2018 – Nine months after Hurricanes Harvey and Irma flooded parts of Texas and Florida, hundreds of thousands of vehicles are now on the used car market. Some of them may have sustained damages from those hurricanes. Before the Memorial Day sales weekend hits, GEICO wanted to offer you these tips on how to spot a flood vehicle.

Not all flood-damaged vehicles are submerged to the engine and filled with water to the steering wheel; many may just have water on the floor and other isolated areas. The concern with a minimally flooded vehicle is the electrical components that are placed under the seats, in trunks, and other storage compartments. A flood-damaged vehicle may be difficult to spot especially after it has dried out; electrical problems may not show for months or longer but they all leave clues behind.

National Insurance Crime Bureau suggests the following things.

  • Go to VINCheck to enter your vehicle identification number to check its reported history.
  • The best way to avoid buying a flood-damaged car is to buy from a reputable dealer.
  • If a car smells musty, that's a likely sign it was exposed to water. A strong air freshener odor might mean the seller is trying to mask the smell of mildew. Check the carpet and upholstery. Take notice if it has been replaced.
  • Inspect the vehicle for water stains, including the spare tire wheel well.
  • Check for rust on screws in the console or areas where water normally doesn't reach.
  • Check for water lines, mud or grit in the spare tire compartment, alternator crevices, around the small recesses of starter motors, power steering pumps and relays.
  • Look under the hood for signs of oxidation. Pull back rubber boots around electrical and mechanical connections for these indicators.

For more flood information, please visit GEICO More. For policyholders who need to report a loss log onto GEICO Mobile,, or call 1-800-841-3000 24 hours a day.

GEICO (Government Employees Insurance Company) is a member of the Berkshire Hathaway family of companies and is the second-largest private passenger car insurance company in the United States. GEICO, which was founded in 1936, provides millions of car insurance quotes to U.S. drivers annually. The company is pleased to serve more than 16 million private passenger customers, insuring more than 27 million vehicles (car & cycle).

GEICO policyholders can make policy changes, report claims, print insurance ID cards, and purchase additional products by logging into their car insurance policy. Policyholders can also connect to GEICO through GEICO Mobile, reach a representative over the phone or visit a GEICO local agent.

GEICO also provides insurance quotes on motorcycles, all-terrain vehicles (ATVs), boats, travel trailers and motorhomes (RVs). Coverage for life, homes and apartments is written by non-affiliated insurance companies and is secured through the GEICO Insurance Agency, Inc. Commercial car insurance and personal umbrella protection are also available.

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