Saying 'I Do' to GEICO's jewelry insurance

WASHINGTON, D.C., July 5, 2019—Diamonds may be one of the hardest natural minerals on Earth, but only insured jewelry can give you rock-solid peace of mind. GEICO knows that when it comes to protecting an engagement ring or heirloom necklace, each piece carries sentimental value beyond the metal and stone.

Homeowners or renters policies may cover jewelry damage or loss up to a certain limit, usually $1,000-$5,000, but that may not be enough to protect some pieces. GEICO understands some jewelry owners and wearers need more specialized coverage.

The GEICO Insurance Agency teamed up with Jewelers Mutual Insurance Group to offer its customers a separate jewelry insurance policy which covers the entire value of a piece of jewelry or entire collection in the case of loss, damage or theft. The coverage generally costs about 1–2 percent of the item's total value to insure each year.

Tips to protect your jewelry

Aside from the additional coverage of jewelry insurance, jewelry insurance experts suggest a few easy steps to protect those special items:

  • Take photos or videos so there is a visual record in the event you need to make a claim.
  • Have the jewelry appraised and keep the detailed sales receipts if it is a new purchase.
  • Store jewelry in a fireproof safe or safe deposit box when not wearing it.
  • Visit a jeweler at least twice a year for a professional jewelry cleaning and inspection, especially for items worn frequently, or those that may be vintage or antique.
  • Get your jewelry values re-evaluated or re-appraised every two years and adjust your insurance coverage accordingly to ensure your items are properly protected.

GEICO Insurance Agency's offering of jewelry insurance from Jewelers Mutual provides the flexibility to select your own trusted jeweler for repairs, file fast and easy claims in the event something happens, coverage that extends to worldwide travel, and more.

About Jewelers Mutual

Jewelers Mutual Insurance Group was founded in 1913 by a group of Wisconsin jewelers to meet their unique insurance needs. Today, Jewelers Mutual offers products and services enabling jewelry businesses to run safe, secure, and successful operations. Consumers also put their trust in Jewelers Mutual to protect their personal jewelry and the special moments it represents. The group's strong financial position is reflected in its 32 consecutive ratings of 'A+ Superior' from A.M. Best Company. To learn more, visit

GEICO (Government Employees Insurance Company), the second-largest auto insurer in the U.S., was founded in 1936 and insures more than 28 million vehicles in all 50 states and the District of Columbia. A member of the Berkshire Hathaway family of companies, GEICO employs more than 43,000 associates countrywide. GEICO constantly strives to make lives better by protecting people against unexpected events while saving them money and providing an outstanding customer experience. Along with personal auto insurance, commercial auto and personal umbrella coverages are also available. Homeowners, renters, condo, flood, identity theft, term life, and more coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC. Visit for a quote or to learn more.