Total Rewards Program


Associates' quality of life—now and in the years to come—is important to GEICO.

As a full-time GEICO associate, you'll be offered a comprehensive Total Rewards Program. Benefits include a variety of options to secure your financial future and preserve your health and well-being, so you can enjoy more out of life!

Health & Well-Being

Medical, Dental & Vision Insurance

  • GEICO offers two self-insured medical plan options and some fully-insured HMO plan options in certain locations
  • GEICO's medical plans cover virtual visits at a lower copayment than a primary care physician and/or specialist visit
  • The comprehensive vision plan includes coverage for frames, lenses, contact lenses, eye exams with dilation (as necessary), retinal imaging, discounts on laser vision correction, etc.
  • Two comprehensive dental plans with coverage for diagnostic and preventive care (e.g., exams and cleanings, scaling and polishing, fluoride treatments, x-rays and lab tests, etc., all with no coinsurance or copay), oral treatments and orthodontic care

Life, Disability & Accident Insurance

  • Basic Term Life insurance equal to 50% of an associate's total base pay is automatically provided upon hire
  • Optional Term Life insurance can be purchased up to 6.5 times an associate's total base pay, capped at a maximum of combined Basic Life and Optional Term Life insurance of $1,500,000
  • Associates may also enroll in Voluntary Group Accident Insurance (Accidental Death & Dismemberment) at affordable rates for themselves and eligible family members

Flexible Spending Account

  • Health Care FSA allows an associate to set aside pre-tax money each year to pay for eligible out-of-pocket health care expenses
  • Dependent Care (Day Care) FSA allows an associate to set aside pre-tax dollars to cover child and elder care expenses

Education & Training

Tuition Reimbursement

  • Eligible full-time associates may enroll to further their undergraduate education
  • Reimburses up to $5,250 per calendar year and covers application fees, tuition, course-related charges and applicable textbook costs
  • GEICO's paid training in sales, customer service, claims and auto damage is considered among the best in the insurance industry
  • Licensing and continuing education courses are provided by the company at no cost to associates

Continuing Education

  • GEICO offers hundreds of e-learning and instructor-led courses
  • Classes include: business and management courses, Six Sigma training, diversity and ethics, Microsoft Office, project management, presentation skills, business writing, statistics and more

Finance & Retirement

Traditional & Roth 401(k) Plans

  • Automatically enrolled in the Plan at a pre-tax contribution rate of 4% of eligible earnings
  • Associates can make pre-tax and/or post-tax contributions
  • Associates can manage their accounts easily at or by calling Vanguard's VOICE™ Network

Profit Sharing

  • This plan rewards associates based on two key factors: policy growth and underwriting performance
  • An associate's share of any company contribution up to 10% is deposited directly to their Vanguard account; any profit-sharing award in excess of 10% of eligible earnings is paid to the associate by direct deposit (unless an eligible associate elects to defer a portion of the profit-sharing cash payout)
  • Over the last ten years, GEICO's contributions to this plan have paid approximately 20% of associates' eligible earnings*

*Past performance is not a guarantee of future results, and profit sharing is not a guaranteed benefit

GEICO Federal Credit Union

  • Provides convenient on-site banking and ATMs
  • Associates can secure their money in insured accounts
  • Home, car and education loans are offered at competitive interest rates

Family & Leave

  • Paid vacation and sick leave are each accrued at 10 days annually during an associate's first five years; paid time and leave vary for management level associates
  • Associates also receive four additional floating holidays (earned one per quarter)
  • Associates also receive six additional paid holidays

Dependent Care, FSA & Adoption & Fertility Assistance

  • GEICO provides up to $5,000 in assistance per adoption
  • GEICO offers a lifetime prescription drug benefit of $10,000 and medical plan benefit of $25,000 for fertility treatment and services in our self-insured medical plans
  • Fertility assistance can include assisted reproductive technology (ART) most often involving in vitro fertilization (IVF), artificial insemination, medication prescribed to treat infertility, as well as recommended surgery
  • GEICO offers pre-tax dollars for associates to use to cover a variety of child(ren) and elder care expenses
  • Maximum amount for Dependent Care FSA is $5,000 ($2,000 if classified as a highly compensated associate) or $2,500 if married but file taxes separately

Associate Assistance Program

  • Provides legal assistance, debt services and financial consultation to associates and family members permanently residing in their household at no cost
  • Counseling available for stress, anxiety and other needs
  • GEICO's AAP provides up to three phone and/or in-person counseling sessions at no cost

*Benefits may vary for interns and part-time associates and by location

Interested in GEICO's benefits package?