Planning a party? It might be a good idea to call GEICO to buy umbrella insurance before sending out the invitations. Nobody likes to think their friends, family or neighbors will sue you but the reality is it happens more frequently than you might expect. Here are just a few examples of situations that have resulted in lawsuits against average homeowners:
- Pet bites. With over 5 million victims per year, every pet owner should be aware of the possibility of an animal attack or pet bite.
- Parties where alcohol is served and the guest is in an auto accident after leaving the party. Yes—you really could be sued. According to the U.S. Department of Transportation, over 16,000 people die from alcohol related crashes a year. Even if your friend doesn't sue you the person he or she injures might.
- Slips, falls, or other types of accidents. A lot of accidents where someone slips and falls occur in the winter when the weather is harsh and the ground is wet. In many cities or towns the residents are often responsible for clearing the sidewalk in front of their homes. If they do not and someone is injured they could be liable. Actually, most slips and falls are suffered by adults.
- Drowning. Swimming pools or even spas can lead to serious injury or death even with proper safety equipment and precautions.
Find out how to protect yourself and your guests with free resources from these popular organizations: