New Year’s Resolutions

new year resolution post-it notes New Year’s Resolutions embody our heartfelt life-improvement intentions. The most common New Year’s Resolutions are to lose weight and get in shape, find a better job, spend more quality time with loved ones, quit smoking, get organized, travel more and reduce debt. Experts agree that you should have clear, concise and easy-to-implement ideas in mind. Planning is also important.

Give yourself a few weeks prior to the craziness of the holiday season to really develop and familiarize yourself with your resolution plans, so the changes are less of a shock to your system and your daily routine. By having a few small yet significant resolutions which you can easily follow through on, you’ll gain confidence for your more challenging long-term aspirations.

Consider the following:

  • Using the latest county/city evaluation of your home, ensure that your homeowner’s policy has adequate coverage for the value of your house, as well as the valuables you store inside.
  • Track your daily mileage by keeping a small notebook or log in your glove box. This will not only help you budget for an oft-overlooked expense, but you may find ways to help cut down on the wear-and-tear of your vehicle.
  • Take a look at your finances, your assets, your debt and your salary to ensure that you understand your worth. Doing this at least once a year is a great habit to get into, and you can use this information to determine whether you need additional insurance, such as a personal umbrella policy.
  • Set the timer for 10 minutes each evening and focus on cleaning one room a night, and before you know it, your home will look more organized and visitor-worthy with very little effort. This will also help minimize the potential hazards of clutter, making your home safer and more valuable.
  • If you are a habitual procrastinator, consider picking one task you typically put off and commit to doing it in a timely manner, like getting your oil changed consistently at the 3,000 mile mark. In addition to helping your vehicle run smoothly longer, doing this will give you a sense of accomplishment and help you achieve other minor victories.

Make this year different. Make this the year that you take a little time to set some reasonable, achievable goals for yourself. Be specific. Include details and minor changes that you can commit to long-term. Once these small changes become habit, you’ll gain the confidence to begin working on your more challenging and long-term aspirations.

Be safe and have fun this New Year’s Eve! May 2016 be your best year yet!

Many New Years Resolutions include finding ways to save money. Here are 15 easy ways to save $15 per week in the new year.

By Dawn McCaslin

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  1. Angie says

    NEW YEARS RESOLUTION: Keep searching to find ME and enjoy the ride of life a little more everyday!!!
    Peace y’all and please be kind to one another.

  2. Angela says

    I enjoy these tips. GEICO has been amazing and better than my previous insurance company, State Farm. GEICO customer service is top notch and on the ball. I’m glad I switched to GEICO after SF allowed my soon to be ex husband forge my name and cancel policies. Money hungry monger! But I’m trying to get everyone I know to switch to GEICO!
    PROS: Paperless billing, there’s an app, ROADSIDE ASSISTANCE- let’s not forget that!! best rates around!!
    Cons: none

    • Chisatomiwakai says

      I love the way to go to the point where you can get the best thing about it and then the other hand is not


    My Resolution is to finally have No Baby Momma Drama( since kids are grown now)so hopefully after(13yrs) i can find love again with a woman without, my X’s drama.
    Long overdue.?

    • Chisatomiwakai says

      My resolution for this year is to have organized and easy way out of my life and I’m just like a little bit of a new one is a great day to be able to see my baby boy in a row

  4. Clifford Dotson says

    My resolution is to get in shape,take time for myself,be in tuned to my spirituality and finally, help other’s who are in need. Happy New Year!

    • Chisatomiwakai says

      I love the new update is awesome and fun to play with my family and the first time since the beginning of the year and I love the new version of my life is the only way I can be found in this world is the best of luck in your life

  5. Jen says

    My new years resolution for 2016 is to get in shape and loose this weight i have accumulated after i quit smoking 9 months ago..

  6. Virginia says

    My new year resolution is to be thankful daily, become debit free, open my salon, teach dance classes, loose weight and enjoy my family.