What’s Your Savings Style?

Coins in jar with saving, retirement and emergency plan labelsTake our quiz to find out what kind of saver you are and get ideas to maximize your savings.

Whether you’re aiming to take a vacation, buy a new car or retire comfortably, it’s important to have some money set aside. But as a Harvard Business School savings expert notes, there’s no “one-size-fits-all savings solution.” Take our quiz to find out your savings style and get personalized tips on how you could save more effectively.

Need some more help getting your savings in order? Check out 4 Simple Ways to Save for the Future.

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  1. Rhodesia says

    My mom and dad had 3 children in three years My sister who was the oldest got most of the new clothes, I got her hand me downs and my sister one year younger than me got my hand me downs. We didn’t care about the clothes we wore as long as they were clean, and they had no holes. My grand mother who lived with us, would take us on 3 mile walks to shop at the five and dime discount stores downtown, Along the walk when my grand mother would see a penny on the street, she would say there’s a penny, you can buy a cookie, gum, or candy with it. So it became a game of who could find the most pennies on the walk. Me and my sisters had school savings account. We were given allowances which we put in piggy banks. At the age of 14 I started a side job making signs for homes, and drawing illustrations. At 16 I knew how to make my own silk screens to print T-shirts.We were raised to understand the importance of hard work, an a good education , which included us attaining a College degree, so that we would become productive and progressive individuals in our communities. I got my first city job right after college ,and I purchased my first used car cash in my mid 20’s. after passing a promotional test. In my late 20’s I purchased my first new car also cash. That new car lasted me almost 20 years. My newest car that I purchased 3 and 1 half years ago was also purchased cash. through AARP’s true car buyer program , which saved me an additional $2,600 along with the end of year labor day sale discount. I always wanted to have full ownership of my autos. I wasn’t going to share ownership with a bank or a finance company. I retired 10 years ago after being promoted to a supervisory position. I volunteer as a AARP committee chair, a breast/ovarian cancer organization where I do presentations and a soup kitchen where I, and a group of women/angels prepare and serve breakfast once a week with my mom, I help at my church when needed. I always give my 10% tithes to my church . I give annually to 12 charities that are near and dear to my heart a donation of at least $250 to each charity. God has been good to me, and provided well for me, and because of this I have been able to help family and friends when needed. The very people in my past who said I was frugal, are either broke and claiming bankruptcy or are asking me for money. By God’s grace and mercy I am the lender and never the borrower. I have never had an outstanding debt that I couldn’t pay and that gives me a peace unlike any other. I enjoy my life vacation traveling and cruising, I just make sure I get great discount deals. Give me a hammer, nails ,some duct tape or electrical tape, and a glue gun and I can fix anything.I have always permed, colored and cut my own hair as I have also done the same for my closest family members my family members .I even do my own professional looking nail tips. I have been blessed with friends in auto and towing repair shops.I sometimes have to pay them in lobster, steak and shrimp dinners when they don’t want to take my money.Sorry for the length of this post .Merry Christmas and have a Happy New Year.