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What is business general liability insurance?
General liability (GL) insurance provides vital protection for your business. This protection, also known as business liability insurance or commercial general liability (CGL) insurance, protects your business should injury or property damage occur to others as a result of your business operations.
General Liability is coverage for the operations of your business.
The policy generally covers:
- Property Damage – Damage to property that you are legally liable for (including rented property).
- Bodily Injury – Injuries to persons for which you are legally liable.
- Medical Payments – Bodily injury that occurs during the course of your business operations.
- Defense Costs – Suits against your company regardless of fault.
- Personal & Advertising Injury – Claims of slander and libel that are not part of your professional services.
You can't be too careful!
At least that's the old adage. But when it comes to your business, no matter how careful you are, someone can sue you for matters related to your company's operations and you could be found legally liable for negligence. Being properly insured is critical to protecting your business. Let GEICO become a part of your business strategy; we'll help find the right coverage for your business.
Business Liability Insurance – Telephone Hours
Whether you're ready for a quote or just have questions, call us at 1-800-841-1621 for help with your business liability insurance needs.
Monday – Friday 8:00 AM – 6:00 PM ET Our friendly, knowledgeable business insurance agents will answer your questions and help you get your free rate quote for a commercial general liability insurance policy.
Online Anytime
You can also get a general liability insurance rate quote online and purchase the policy anytime!
We can help you find the right policy for your business.
Chances are that if your company falls under one of the following or similar categories, we can help you find the business insurance coverage you're looking for.
Contractors & Artisans
HVAC Plumber Electrician Landscaper Carpenter Janitorial service Business Offices
Consultants Real Estate Tax Preparers Marketing Notary Training Professional and Personal Services
Salons Tutors Counseling Therapists Interior Design Event Planning - Restaurants
- Retailers
- And more
One Size Does Not Fit All
We realize all businesses are different and have different needs when it comes to the right insurance policy (or policies). We also offer a package policy, called a business owners policy (BOP) that includes business property coverage and general liability protection. Your business may also need professional liability insurance, in addition to general liability coverage. We can even help you insure your business vehicles. Talk to us about commercial auto insurance for your cars, vans, and commercial trucks.
Call our business insurance specialists at 1-800-841-1621 or go online for a free general liability insurance quote today! Other business insurance lines may also be presented for your convenience.
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Did you know? GEICO offers four business insurance options:
- Commercial Auto for your business vehicles
- General Liability Insurance
- Professional Liability Insurance
- Business Owner's Policy
Call us at 1-800-841-1621 to determine what type of coverage(s) you need.
Business Insurance coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. We can help you secure business insurance in all states except Hawaii and Massachusetts.
The information you provide will be shared with our business partners so that they can return a quote.
For online quotes:
GEICO Insurance Agency, Inc. has partnered with Hiscox Insurance to provide business insurance products. When you click on "Get a Quote," you will be taken to the Hiscox website, which is not owned or controlled by GEICO.
GEICO has no control over the privacy practices of Hiscox and assumes no responsibility in connection with your use of their website. Any information that you directly provide to Hiscox is subject to the privacy policy posted on their website. All business products offered are written on an admitted basis (Hiscox Insurance Co., Inc.) with A.M. Best credit rating of 'A' (Excellent) and financial size XI.