Shopping For A Flood Insurance Policy?
For better or for worse, mother nature doesn’t play favorites.
Over time, certain areas are more likely to flood than others, but flood damage can happen to anyone. Get a quote for flood insurance today; GEICO can help you with a flood policy through the National Flood Insurance Program (NFIP).
If you live in certain areas with greater odds of flooding and have a mortgage, federal law may require you to have flood insurance. But even if you’re not required to have flood insurance your home could still be at risk.
Flood Insurance Coverage
Flood insurance covers the structure of your home and your personal property from, well — flood damage. But here’s the thing; regular water damage and flood damage can be separate, specific conditions when it comes to property insurance.
Make sure you don’t end up taking a bath in the event that your home sustains damage: talk to your GEICO agent today to make sure you’re properly insured when it comes to the various kinds of water-related damage.
How Far In Advance Should I Buy Flood Insurance?
Most flood insurance policies require a 30-day waiting period before the coverage is effective. Exceptions are only made for a few specific circumstances such as if you've purchased a new home and the closing is in less than 30 days.
Flood policies must be paid in full. In many instances the payment can be rolled into your mortgage.
Give us a call at 1-800-841-2964 to learn more.
Big coverage for a small premium. Flood insurance policies are:
- Backed by the Federal government
- Most homeowners policies will not cover flood damage
- Rates tailored to your specific area