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  • It's Your Castle – Make Sure It's Covered

    Home is where your heart is – along with a healthy chunk of your net worth. Your house is one of your most important investments, so be sure to protect it with a homeowners insurance policy. GEICO can help you get great coverage at great rates through the GEICO Insurance Agency.

    Get an online quote for home insurance today.

    What Does Homeowners Insurance Protect?

    Each home insurance policy is different, but standard policies usually provide:

    • Broad coverage for damage to your house and any permanent structures on your property (unless the cause of the damage is specifically excluded in your policy.)
    • Damage to your personal property due to causes specified in your policy.
    • Limited coverage which is available for items like stolen jewelry. Coverage amounts vary depending on your state of residence.
    • Additional coverage for valuable items which can be purchased through endorsements to your homeowners policy

    Homeowners Insurance - Telephone Hours

    Need more info? Visit our section on home insurance coverage or call 1-800-841-2964 to speak to an agent. We're here to answer your questions.

    For all states other than Florida

    Monday – Friday 7:30 AM – 1:00 AM (ET)
    Saturday 8:00 AM – 9:00 PM (ET)
    Sunday 8:00 AM – 9:00 PM (ET)

    For homeowners in Florida

    Monday – Friday 8:00 AM – 9:30 PM (ET)
    Saturday 9:00 AM – 5:30 PM (ET)

    If you're ready to get a homeowners insurance quote right now, go ahead!

    What if I Rent my Home?

    A word to landlords and landladies: If you own a home and rent it to someone, you need a specific type of homeowners insurance, known as a "dwelling fire" policy. Call 1-800-841-2964 to get a quote on this type of policy.

    If you are a tenant in a rental property have you considered a renters insurance policy for all your stuff? You have valuable items in your home too - replacing them could be more costly than you think.

    Pay Your Way

    When you purchase your homeowners insurance coverage, you can usually incorporate its cost into your mortgage payments. In fact, most lenders require adequate homeowners coverage that is paid along with your house payment as a condition of the mortgage.

    But if you prefer to pay separately, the GEICO Insurance Agency offers many convenient payment methods. Call 1-800-841-2964 to discuss your options with one of our licensed insurance professionals.

    Related Links

    • We're Here to Save You Money – Check Out our Discounts

      Why pay more than you need to? You may qualify for a variety of discounts on your homeowners insurance policy. Do you have:

      • A monitored alarm system?
      • Deadbolts on your doors?
      • Smoke detectors in your house?
      • A sprinkler system?

      If you can answer – "yes" – to these questions, you may be eligible for a discount on your policy. Protecting your home with safety features like these is smart thinking. But, you knew that already!

Your Security is Important to Us

GEICO is committed to protecting your privacy. GEICO uses techniques to encrypt, safeguard, and secure your personal information. Our Privacy Policy explains the controls we have in place. Our Security Policy explains how we protect your information on the Internet.

Homeowners coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc.

The information you provide will be shared with our business partners so that they can return a quote.