By Sue Torbik
You're always careful about putting your credit card and license back in your wallet after you use them, and you're wary in crowds to be sure no one steals your wallet. You may think you're taking all the preventive measures of protecting yourself from identity theft, but thieves in 2013 are becoming smarter and more creative in ways to obtain your personally identifiable information. The fact is, identity theft can unfortunately occur to anyone, at any time, in any state, no matter your age, gender or lifestyle.
It's imperative that you check your credit report regularly to ensure accuracy of your name, address, payment history of credit bearing accounts and credit inquiries. In February 2013, the U.S. Federal Trade Commission (FTC) released a study which found one in five consumers had an error on at least one of their three credit reports. An error on one of your credit reports can pinch your pockets and have you pay higher interest rates for important loans such as a mortgage, car or credit card.
Take the first step in monitoring your credit and protecting your identity by signing up for GEICO Portfolio Identity Protection. For only $6.99/month if you are single, or $7.99/month for a couples plan, you receive immediate prevention, detection, personal, and resolution services, which is less than the cost of credit monitoring alone! You can begin your Identity Protection plan online or by calling 1-866-372-0634.
Upon enrollment, you will receive a copy of your credit reports from Experian, Equifax, and TransUnion, in addition to your TransUnion credit score. To keep you properly and proactively informed of your credit, as a benefit of triple bureau credit monitoring in our detection services, you will receive an email if a change to your credit file arises. Should anything look suspicious or out of the ordinary, GEICO Portfolio Identity Protection is here to help. We provide 24/7 customer service and certified identity theft experts become your advocate in resolving identity theft.
Prevention Services Include:
- 24/7 Customer Service
- 32 page Identity Theft Resolution Kit
- Opt-Out Services of Pre-approved credit card offers
Detection Services Include:
- Fraud Alert Placed on All three Credit Bureaus
- Triple Bureau Credit Monitoring with Email Alerts
- Unlimited Online Access to TransUnion Credit Report & Credit Score
Personal Services Include: Great for those who travel!
- Translation Services
- Emergency Cash Advance
- Emergency Travel Arrangements & Journey Continuation Assistance
Resolution Services Include:
- Provide & Assist with ID Theft Affidavit, Filing a Police Report
- Notify all your Creditors and Dispute all Fraudulent Charges
- Obtain limited Power of Attorney to save you Time, Hassle, & Stress
- Credit Freeze
- Lost or Stolen Wallet Protection
- Medical Identity Theft Assistance
The GEICO Portfolio Identity Protection Program, as provided by EA-USA, is not an insurance policy and does not provide any insurance benefits to Covered Members. When you click on the "GEICO Portfolio Identity Protection" or "online" links, you will be taken to a site owned by EA-USA, not GEICO.
The above descriptions are meant as general information, do not refer to any specific terms and conditions and do not modify any terms and conditions of the GEICO Portfolio Identity Protection Program. We encourage you to speak to a representative and to read your plan to fully understand your benefits. The GEICO Portfolio Identity Protection Program is provided by Europ Assistance USA ("EA-USA").