New Jersey Car Insurance

Printer Friendly

The Garden State

Did you know?

When your vehicle is running on empty in New Jersey enjoy relaxing while attendants pump your gas. It is illegal to pump your own gas in the Garden State.

Graduated Driver's Licensing in New Jersey

Graduated licensing introduces beginners to the driving experience in a low-risk manner, protecting both new drivers and others. GDL includes limits on late-night unsupervised driving and the number of teenage passengers in the car—factors that are known to contribute to high teen accident rates. The IIHS has resources for GDL laws in New Jersey and our teen driving section also offers a more comprehensive explanation.

Surf the State

We've created a few shortcuts to help save you time:

Defensive Driver Discount

When you become a GEICO policyholder, you could be eligible for a discount by passing an authorized defensive driver program in New Jersey.

Check out our free auto insurance rate quote for New Jersey

You can start your New Jersey car insurance rate quote and then manage all of your policy needs online. From paying your bill, to making changes to cars or drivers on your policy, to reporting a claim — it's all at your fingertips. GEICO is available 24 hours a day, 365 days a year.

Important information about New Jersey Personal Injury Protection

Effective October 29, 2008, we have changed our New Jersey Family Automobile Insurance Policies (A-30 and A-99) for new business and renewals. Please see below for the correct documents related to your policy.

For all claims involving policies with effective dates prior to October 29, 2008:

For all claims involving new business or renewals purchased on or after October 29, 2008:

Application of co-payments and deductibles

In accordance with new regulations adopted by the New Jersey Department of Banking and Insurance pursuant to the application of penalty co-payments set forth in N.J.A.C. 11:3-4.4, GEICO applies co-payments and deductibles in the following order:

For all claims involving policies with effective dates prior to October 29, 2008:

  1. Insured Deductible
  2. Insured Co-Payment
  3. Penalty Co-Payments (if applicable)

For all claims involving new business or renewals purchased on or after October 29, 2008:

  1. Insured Deductible
  2. Insured Co-Payment
  3. Penalty Co-Payments (if applicable)

Contact Us

By Email By Phone By Mail

Start your free quote

Learn More

Select Another State

Insurance Terms