New Jersey Car Insurance

The Garden State

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When your vehicle is running on empty in New Jersey enjoy relaxing while attendants pump your gas. It is illegal to pump your own gas in the Garden State.

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When you become a GEICO policyholder, you could be eligible for a discount by passing an authorized defensive driver program in New Jersey.

Check out our free auto insurance rate quote for New Jersey

You can start your New Jersey car insurance rate quote and then manage all of your policy needs online. From paying your bill, to making changes to cars or drivers on your policy, to reporting a claim — it's all at your fingertips. GEICO is available 24 hours a day, 365 days a year.

Important information about New Jersey Personal Injury Protection

Application of co-payments and deductibles

In accordance with new regulations adopted by the New Jersey Department of Banking and Insurance pursuant to the application of penalty co-payments set forth in N.J.A.C. 11:3-4.4(g), GEICO applies co-payments and deductibles in the following order:

  1. Penalty Co-Payments (if applicable)
  2. Insured Deductible
  3. Insured Co-Payment

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