Auto Insurance in Oklahoma
An old law from Oklahoma stated that, “cars must be tethered outside of public buildings.” Could you imagine what parking would be like in a busy place like Oklahoma City, or even Tulsa, Norman or Enid? Fortunately, the law has long since been repealed, but one law still on the books is that all drivers are required to maintain Oklahoma car insurance. If you’re new to Oklahoma or just looking for the best car insurance quotes, GEICO has excellent rates, and one of our professional agents will work with you to make sure you’re properly protected. Check Oklahoma car insurance rates by getting a free quote with GEICO.
Registering Your Car In Oklahoma
Before you visit the Oklahoma Department of Motor Vehicles (DMV) to register your car, you will first need to have proof that you have current auto insurance. You’ll also need to bring your vehicle title and other personal identification documents. If you’ve just moved to Oklahoma, be sure to inform GEICO of your new address and we’ll send you Oklahoma proof of insurance cards to match. After you finish registering at the DMV, you have 30 days to take the car to the nearest Oklahoma Department of Public Safety (DPS) or Oklahoma Tax Commission (OTC) location to see a tag agent who will visually inspect the vehicle to confirm the Vehicle Identification Number (VIN) and odometer reading.
Oklahoma Car Insurance Coverage
Residents need to make sure that they meet the legal Oklahoma insurance requirements.
The minimum legal Oklahoma car insurance coverage is:
Bodily Injury Liability Coverage: $25,000 per person and $50,000 per accident
Property Damage Liability Coverage: $25,000
Uninsured Motorist Bodily Injury Coverage: $25,000 per person and $50,000 per accident*
* These coverages may be rejected
Teen Drivers In Oklahoma
Oklahoma teens looking to get their driver’s license should become familiar with Oklahoma’s teen driving laws. To receive a learner’s permit, a teen driver must be at least 15 ½ years old, complete a written exam, and show proof of enrollment in a driver education program (driver education is only required if under age 16). After six months, the driver becomes eligible for a restricted license, which means the teen cannot drive between 10:00 p.m. and 5:00 a.m. The teen can also only drive with one passenger who must be at least 21 years old, unless the passengers are family members. All restrictions are lifted after six more months of driving at a minimum age of 16 years, 6 months (or age 17 without driver education courses).