Philadelphia Auto Insurance - The Basics
As Pennsylvania’s largest city, Philadelphia is certainly a busy place to live – and its narrow streets have plenty of traffic and congestion. With a high number of cars in a tight space, it’s imperative to have proper car insurance in Philadelphia, and Philly drivers know GEICO offers excellent service and protection at very competitive rates. It takes 15 minutes or less to receive a free auto insurance quote.
Driving in the “City of Brotherly Love”
Philadelphia is always bustling, no matter the season, which shouldn’t come as a surprise when you consider all of the history (the Liberty Bell), arts (Philadelphia Museum of Art), quality food (too many restaurants to count!) and sporting events available. However, with popular attractions comes heavy congestion, much of it caused by foot traffic at some of the city’s busier intersections. When you hit Market Street to tour Independence Hall or grab a bite to eat and go shopping on South Street, be sure to look out for pedestrians enjoying the city as well.
It’s also important to know the rules of the road when driving in Philadelphia. Cell phone use (including texting) is prohibited in the city unless a hand-free device is being used. Be sure to have your headlights on when driving through work zones and when your windshield wipers are in use. Drivers under the age of 18 many not carry more passengers than there are seat belts in the vehicle. Children aged four or younger must be buckled into a federally approved child passenger restraint system. Children between the ages of four and eight must be buckled into a federally approved child booster seat.
Navigating through Philadelphia
Have you recently moved to Philly? If so, you’ll quickly learn there are more than a few ways to get around. Philadelphia is one of the most walkable cities in the country. You can also get around by bus or via one of Philadelphia’s rail systems. Conveniently located downtown, the historic 30th Street Station provides access to multiple transportations options, and the PATCO Speedline offers rail service to southern New Jersey.
If driving around Philadelphia is more your style, get to know the area ahead of time. In downtown Philadelphia, a lot of streets are numbered and run parallel to one another, which can be a big help if you’re unfamiliar with the area.
A number of highways serve as thoroughfares in and out of Philadelphia. Interstate 95 runs through the city as the main north-south artery along the Delaware River. The Pennsylvania Turnpike is a perfect route for traveling west, and Roosevelt Boulevard (U.S. Route 1) connects Northeast Philadelphia with Center City. Interstate 476 runs to the city’s western suburbs.
Places to check out in Philadelphia
There’s a section of Philly for everyone’s taste. You can enjoy a stroll in the park at Rittenhouse Square or grab a bite to eat at one of the 100 restaurants in the Old City District. Like the college campus scene? There are a number of colleges to check out in University City, including University of Pennsylvania and Drexel University.
You can also take a ride to South Philly and help settle the debate between who makes the best cheesesteak. Sports fan? Just hop on I-95 and get off at the Broad Street exit; stadiums for all four of the Philadelphia major sports teams are located in the same area.
More information on Pennsylvania car insurance
To find out more about the state required coverage levels or teen driving laws in Pennsylvania, please check out our Pennsylvania car insurance page.