Motorcycle Insurance Discounts

Motorcycle Insurance Discounts Available

Looking for motorcycle insurance discounts? We offer a variety of ways to save on your premiums, including discounts for experienced riders, for safety, and even a discount when you switch your motorcycle insurance to GEICO.

Types of Motorcycle Insurance Discounts

As a GEICO^® Motorcycle policyholder, you may be eligible for the following discounts. Please note that discounts depend on state and circumstances. Not all discounts can be stacked.

• Motorcycle policy transfer: Up to 10% discount when you transfer your motorcycle insurance to GEICO^® Motorcycle.
• Multiple motorcycles: Up to 10% discount if you insure more than one motorcycle.
• Mature riders: Up to 10% discount for mature riders.
• Insurance renewal: Up to 10% discount when you renew your motorcycle insurance with GEICO^® Motorcycle.
• Safety course: Up to 10% discount for completing a Motorcycle Safety Foundation or Military Safety Course.
• Instructors: Up to 20% discount if you are a current Motorcycle Safety Foundation instructor.
• Multi-policy: Up to 10% discount on your motorcycle policy if you also insure your car or RV with GEICO.
• Defensive driver: This discount is provided to policyholders who complete a Defensive Driving course and meet the eligibility requirements for the discount.
• Anti-theft: Discount extended to those vehicles equipped with Anti-Theft mechanisms.

GEICO Motorcycle and Offroad Coverage

Created specifically with motorcycle drivers and other recreational vehicle owners in mind, GEICO's new Motorcycle and Offroad coverage protects against the unique challenges these policyholders face while operating their vehicles.

Whether you're seeking protection for stored gear, roadside assistance, or total loss replacement, GEICO has your back with flexible coverage options, no matter how much or how little you're looking to add on.

Some key optional coverage offered under GEICO Motorcycle and Offroad includes:

• Transport trailer protection: Moving your recreational vehicle from one place to another can be risky business. That's why GEICO offers comprehensive or collision insurance with flexible coverage limits, so you can rest easy knowing your vehicle is protected during transport.
• Stored gear coverage: Get up to $3,000 of coverage for gear that's stored on your vehicle.
• Custom parts or equipment: Provides $2,000 of coverage for specific parts or equipment needed to operate your vehicle, with the option to buy more.
• Emergency Road Service with trip interruption: Available for motorcycles specifically, ERS offers $200 per day and $500 per occurrence for travel expenses if your bike becomes inoperable during a trip.
• Total loss replacement: For an additional premium, we'll settle your total loss using the MSRP of a brand-new motorcycle of the same make and model. Some restrictions apply.

With even more perks like deductible reduction plans, which credit you with $100 toward your deductible for every policy period you have without loss, and claims forgiveness, which waives the surcharge on certain first-time losses for eligible customers, GEICO's Motorcycle and Offroad coverage ensures you strike the perfect balance between well-rounded protection and affordability.

GEICO motorcycle insurance discounts are a fantastic way to save money, but it's also crucial to choose an insurer with the financial strength to protect you when it matters most. GEICO has consistently been rated A++ (superior)* by A.M. Best Company, a leading independent analyst of the insurance industry. Get a free motorcycle insurance quote.