Chicago Auto Insurance - The Basics
As the most populated city in Illinois and the third most populated city in the United States, Chicago is home to a lot of vehicles. And the more cars you have on the road, the more unpredictable driving can be. That’s why it’s important to have the right auto insurance in Chicago. GEICO makes it easy to get great car insurance coverage at a low rate. And while you’re getting a car insurance quote online for Chicago, check out these other tips for getting around Chicago.
Driving in Chicago might seem daunting, but getting into the city is pretty straightforward thanks to the number of major highways that lead into the downtown area from the north, south, and west. However, if you find yourself on one of those highways trying to head downtown during weekday rush hour times (7 a.m. to 9 a.m. and 4 p.m. to 7 p.m.) be sure to include plenty of extra time.
Certain street crossings, like Damen, Elston and Fullerton avenues should be avoided during rush hour. You may want to also steer clear of the Lincoln, Lawrence and Western Avenue intersections because of high traffic due to the busy shopping area. You may consider taking the scenic route via Lake Shore Drive, where you can enjoy views of Lake Michigan on one side and the city skyline on the other. The key to keeping your bearings is to always keep track of where Lake Michigan is; if it’s on your right, you're heading north.
If you’re inclined to take a bus or a train, you’ll find Chicago’s public transportation system reliable and extensive. Buses and trolleys run regularly throughout the downtown area, and Metra commuter trains provide quick and easy access to and from the surrounding suburbs. And let’s not forget the ‘L,’ Chicago’s rapid transit system, which has eight rail lines designated by color, some of which run 24 hours a day.
Things to See in Chicago
Chicago is home to the two tallest buildings in the United States: the Willis Tower (formerly the Sears Tower), located at 233 S. Wacker Drive; and Trump Tower, at 401 N. Wabash Ave. Although skyscrapers are common in downtown Chicago, the city boasts wide streets which alleviate the feeling of claustrophobia common in other large cities.
Take a drive on North Michigan Avenue and you might encounter the Magnificent Mile. Extending from the Chicago River to Oak Street, the “Mag Mile” is Chicago’s largest shopping district and home to some of its most famous buildings, like the John Hancock Center, the Wrigley Building, and Tribune Tower.
Chicago Winter Driving
Winter weather in Chicago can quickly make driving hazardous. When the city of Chicago’s snow plows are out on the road, be sure to drive carefully and slowly and give them plenty of space. Chicago snow plows typically travel less than 35 mph, and attempting to pass a snow plow is dangerous. If you must do so, always pass on the left, since the plow will be pushing snow to the right.
Keep a winter emergency kit in your vehicle, including a blanket, extra boots and gloves, an ice scraper, a small snow shovel, a flashlight and cat litter (for traction if your vehicle gets stuck).
More Info on Illinois Car Insurance
To read more about Illinois auto insurance, please visit our Illinois car insurance page, where you’ll find valuable information about things like required coverage levels and Illinois teen driving laws.