What To Do If You Get Into An Accident

An accident can be distressing, but knowing what to do in advance can help you deal with the unexpected.

Following a loss:

  • Stay at the scene in a safe place to gather information
  • Exchange information (see "Information to gather following a loss" below)
  • Contact GEICO through Mobile app, geico.com or call 1-800-841-3000 if urgent; if a tow is needed call 1-800-424-3426
  • Contact the police, or dial 911 if needed
  • Do not: advise your coverage limits or admit fault

Information to gather following a loss:

PHOTOS

  • Damage (vehicles and/or property)
  • Accident scene (road conditions/skid marks/debris in roadway/vehicle positions)
  • Accident scene location identifiers (intersection/address/exit number)
  • Identification (clear photos of insurance cards, license plates, etc.)

DOCUMENT

  • Names, phone numbers, addresses and e-mail addresses of all occupants, including the number of occupants in the other car(s)

  • Names, phone numbers, addresses and e-mail addresses of all potential witnesses
  • Location (intersection/address/exit number)
  • Company name, policy number and phone number for other insurance companies
  • If emergency services respond: police department, police report number, phone number, officer name, badge number, ambulance company, fire department

Report the accident

Report an accident online now.