Boat Insurance
Coverage for your boat, your gear, and your crew.






Coverage for your boat, your gear, and your crew.






GEICO Marine and BoatUS work together to give boaters coverage options, optional on-water towing support, and access to boating resources built for life on the water.
Liability coverage may help pay for injuries or property damage you cause to others in a covered boating accident. It can also help with related legal expenses, up to your policy limits.
Comprehensive and collision coverage may help pay to repair your boat after covered damage from theft, fire, vandalism, weather, or a collision. These coverages can help protect your watercraft whether you use it for fishing, cruising, or weekend trips.
Boat equipment coverage may help protect items used with your boat, including navigation equipment, GPS devices, stereos, fishing equipment, and cell phones, after a covered loss. Coverage details and limits can vary by policy.
Uninsured boater coverage may help protect you if you are injured by a boater who does not have insurance or does not have enough coverage. This protection may also apply in some hit-and-run situations, depending on your policy.
Optional on-water towing coverage through BoatUS can help if your boat breaks down on the water, with 24/7 support designed to help get you back to shore. Learn about boat towing coverage.
Boat insurance requirements and coverage options can vary by state, including policy details and factors that affect your rate. Select your state to see how boat insurance works where you live.

GEICO Boat Insurance can help protect your watercraft and your budget. You could save when you bundle auto and boat insurance with GEICO, and other savings may be available based on your boating experience, safety course history, boat type, or policy choices. You may also be able to get rewarded for safe boating with Disappearing Deductible, which can reduce your deductible each year you remain claim-free. Learn more about your boat insurance options or start a quote today to see how much you could save.
Liability coverage may help pay for injuries or property damage you cause to others in a covered boating accident. It can also help with related legal expenses, up to your policy limits.
Comprehensive and collision coverage may help pay to repair your boat after covered damage from theft, fire, vandalism, weather, or a collision. These coverages can help protect your watercraft whether you use it for fishing, cruising, or weekend trips.
Boat equipment coverage may help protect items used with your boat, including navigation equipment, GPS devices, stereos, fishing equipment, and cell phones, after a covered loss. Coverage details and limits can vary by policy.
Uninsured boater coverage may help protect you if you are injured by a boater who does not have insurance or does not have enough coverage. This protection may also apply in some hit-and-run situations, depending on your policy.
Optional on-water towing coverage through BoatUS can help if your boat breaks down on the water, with 24/7 support designed to help get you back to shore. Learn about boat towing coverage.