Auto insurance can be confusing. Our auto insurance coverage calculator can help you discover the right level of insurance coverage for your situation. Just answer a few quick questions about yourself, your assets, and your driving habits to get an estimate.
You can also learn more below about some of the factors that can influence your car insurance coverage.
*Dependents include stay-at home spouses, adult children, and elderly parents that live in your household and rely on you for support.
Life events, such as moving or marriage, can have a significant effect on the amount of auto insurance coverage you need to consider. Moving out of state? The amount and types of coverage you’re required to have may change. Own a house? You may need to consider higher limits for better protection. Married? You and your spouse may have more stuff that needs protection than you would if you were single. Our car insurance calculator helps take life events such as marital status and homeownership into account.
You can customize the amount of coverage you buy for your situation. You’ll need to consider if you want the lowest amount of coverage your situation allows. Will your coverage provide the protection that fits your needs? Or do you prefer a higher level of coverage to provide you with peace of mind in the event of an accident?
Is your vehicle financed or leased? This may impact the car insurance coverage you are required to have. The value of your vehicle may determine if you want to carry certain optional coverages as well. Our car insurance calculator takes these things into account when estimating your coverage needs.
The amount of time you spend on the road matters when determining how much coverage you may want to carry. More time driving can increase your risk of being in an accident, so you may want to carry more coverage. Our car insurance calculator takes this into account when estimating your coverage.