Auto Insurance

Car Insurance

85 years of saving people money and providing great customer service.

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Car insurance quotes that are customized for you.

Everyone needs car insurance. Get a quote from a company that delivers affordable rates and personalized service when you need it. GEICO's Auto Insurance been saving people money for 85 years. We know a thing or two about cheap car insurance rates. We deliver a car insurance policy with exceptional coverage and best-in-class customer service, and that matters when you have an accident or are stuck on the side of the road. Get a fast and free car insurance quote to see everything GEICO has to offer.

Why do you need car insurance?

If you own a car, you need auto insurance. A car insurance policy helps provide financial protection for you, and possibly others if you're involved in an accident. All it takes is 15 minutes to get a personalized car insurance quote with the best rates, discounts, and options available to you.

What do you need to know about auto insurance?

Understanding a few things about a car insurance policy helps you make the best decisions about your policy. Here are a few helpful resources for car insurance information.

What are your car insurance quote options?

Customizing auto insurance coverage to fit your budget and driving habits is easy! GEICO can help you find car insurance that's right for you.

Auto insurance coverages required in most states:

Benefits of GEICO Car Insurance coverage:

Learn more about each type of car insurance coverage.

Save money with car insurance discounts.

Whether you're a student, a federal employee, or a member of the armed forces, GEICO has a variety of exciting car insurance discounts that you may qualify for. We offer our customers a variety of discounts and premium reductions that you can apply to your online auto insurance quote.

GEICO rewards safe driving by offering additional savings on your car insurance. With our Five-Year Accident-Free Good Driver Discount, see how much you could save–you've earned it.

Personalize your car insurance quote.

Even though there are state laws regarding the types and limits of coverage you must carry on your auto insurance policy, you can still customize. Once you determine what coverages and limits you need, you're ready to get a quote.

Car Insurance Coverage Calculator

You may have questions about which car insurance policy is best for you, such as:

  • How much bodily injury coverage should I carry?
  • How much property damage coverage should I have?
  • How much should my deductible be?

Our coverage calculator can help answer these questions and more.

How to get a car insurance quote.

Getting car insurance with GEICO has never been easier. In fact, you can get a free, personalized car insurance quote right on this page. To complete your car insurance quote, you need:

  • A valid driver's license
  • Your vehicle identification number (VIN)
  • The physical address where your vehicle is stored

During the quote, you'll learn about coverage options available to you, including state minimums, so you can choose the best car insurance for you and your family. You may even see some exciting discounts in the mix depending on your driving habits, member affiliations, and more.

Then, you'll receive an outstanding, personalized rate. The best part? Once you have your quote, you'll be able to purchase your car insurance policy directly online.

Save by bundling auto and property insurance.

See how much you could save when you combine property insurance with your GEICO Car Insurance policy. It's like GEICO and Geckos. Better together. Check out our Multi-Policy Discount page for all the ways you could bundle and save.

Additional Auto and Vehicle Insurance Options

Not everyone drives a car, but every vehicle on the road should have insurance. GEICO has a lot of insurance options for your vehicles so you can be covered.

  • Motorcycle Insurance

    If you think that two wheels are better than four, this insurance option is for you. Before you hit the road, see how GEICO could help save money on your motorcycle insurance.

  • RV Insurance

    RVs allow many of you to feel the freedom to explore the world. Make sure you have an RV insurance policy that follows you wherever the road takes you.

  • Commercial Auto Insurance

    GEICO can work with businesses of all sizes to ensure vehicles used for business purposes are covered with a commercial auto insurance policy.

  • Classic Car Insurance

    If you're a classic car collector, this insurance is for you. Make sure to keep your collectible protected with GEICO Classic Car Insurance.

  • Mexico Auto Insurance

    Most US auto insurance policies won't cover your car if you drive into Mexico. You'll need a Mexico car insurance policy. Don't leave anything to chance and choose a policy that's right for you with GEICO.

How to compare car insurance quotes.

Shopping around for car insurance quotes is a great way to find the best, most affordable coverage for you. To accurately compare car insurance quotes across insurers, you'll need to select the same set of coverages, limits, and deductibles for each quote. That way, you'll get a full picture of what each insurer is offering.

Choose Your Coverage

When choosing coverages, consider your state's minimum requirements and any additional coverages you may want.

Consider Your Limit

There is a maximum amount an insurer will pay toward a covered claim, so when you're finding a quote, keep your state laws and your personal needs in mind.

Select Your Deductible

Some coverage comes with a deductible, so select an amount that you can afford and carry that number through to all of your quotes.

Service for When You Need Us

Have a question about your auto insurance policy? GEICO provides 24/7/365 service online or with the GEICO Mobile app.

97% Customer Satisfaction*

You can't please everyone, but it doesn't hurt to try. We're committed to:

  • Taking your feedback seriously
  • Working hard every day to improve insurance for you

It's one of the ways we're working to make insurance simple, quick, and easy.

Easier in the App

We're dedicated to making insurance easier in our app and online with:

  • 1 tap bill pay
  • Digital ID cards
  • Claims filing, and more

Our focus is on creating and improving the things important to you. Need help? You can also use the GEICO Mobile app to access our virtual assistant, or call us anytime.

Local Insurance Agents

GEICO insurance agents are standing by with a local presence:

  • Local agents providing outstanding customer service to answer questions about car insurance and more
  • A commitment to each community we serve

Find your closest GEICO insurance agent.

Convenient Claims and Repairs

Accidents can be stressful. We work to make it easy for you to:

  • Report an auto claim anytime online, with our insurance app, or over the phone.
  • Our Auto Repair Xpress® program is fast and convenient, with guaranteed repairs for as long as you own the vehicle.

24/7 Roadside Assistance

Add Emergency Road Service coverage to your car insurance policy to help with:

  • Jump starts
  • Labor to change a flat tire
  • Towing (non-accident related), and more

Auto Insurance Reviews from Real Customers

Customer service assistance

"I quoted this home owner policy last week and had trouble getting logged back in to find it. I resubmitted the request and it came back with an escrow payment arrangement. I needed to move faster so I called the customer service number. I was very fortunate to get Melina on the line. She immediately took care of my issue and was extremally pleasan..."


on May 16, 2022
Great insurance

"Awesome and will work with you If your late will give you chance"


Taybug on April 30, 2022
Printing of ID Cards

"When I went in to get my ID cards, I just clicked on print, the total document did not print, it cut off the most important parts of proof of insurance. Good thing I'm good with computers and knew how to handle it. Several of your customers may have more difficulty with this. please have your IT people correct this download so that your oth..."


on March 23, 2022
LOVE Geico

"I have been a customer of Geico's for YEARS. They have been there for me for anything I am needing of their services. You cannot go wrong with Geico."


MAW1965 on March 05, 2022
CustomerService

"I spoke with a young lady, Nyasia. It only is she knowledgeable, but, she was very kind. She is quite an asset!"


Mchiara on March 02, 2022
add new car

"I'm trying to add a new car to my toyota prius insurance, but I can't. I need to add can finish my application Please"


Gelson Lizzi on March 01, 2022
EFFICIENCY AT ITS OPTIMUM

"I have been insured with Geico for many years. They are a class act, which always comes through with a smile and appreciation for its customers."


josef231 on February 02, 2022
Geico is Amazing!!

"I just want to write this review so hopefully it finds people out there, Geico is literally Amazing!! if youre not sure whether you should get with them or no GET WITH THEM!!, everything is incredibly good theyr'e price, their customer service and theyre service .. just plain Amazing <3"


zeenrgg233 on December 18, 2021

Read More GEICO Reviews

Auto Insurance: Get the answers you're looking for.

  • How can I save money on car insurance?

    There are several ways you could save money on your car insurance. These can include considering vehicle safety features and reviewing existing car insurance coverages.
  • What auto insurance coverages are available?

    Your auto insurance policy consists of multiple car insurance coverages. Coverages provide protection in different situations. Coverages have different limits and may have deductibles. Specific coverages and limits may also be required by a lienholder or lender.
  • Do you offer Accident Forgiveness?

    Yes, we offer Accident Forgiveness (not available in CA, CT, and MA) to help keep your insurance rates affordable. In most states GEICO Accident Forgiveness** can be earned or purchased. In other words, if eligible you may be able to get Accident Forgiveness for free or buy it as an upgrade to your policy.
  • What auto insurance payment methods and plans are available?

    GEICO offers flexible ways to pay your car insurance bill. These range from the way you make your payment to the amount you pay and when. You can determine the best car insurance payment option for you and we'll provide the details.
  • Does car insurance cover rental cars?

    Your auto insurance may provide coverage for rental cars. To find out, call GEICO to see if rental cars are covered by your current auto insurance policy.

    You can also call the credit card company you will be using to pay for the car rental. Some credit cards provide additional coverage, but make sure you understand the terms and conditions involved, including any limitations on the type and amount of coverage.
  • How can I help my teen prepare for driving?

    Learning to drive is exciting but comes with lots of questions, too. We can ease the worry by helping with driving basics.
  • Is there a GEICO local agent near me?

    We have many GEICO local agents across the country ready to help you with your insurance needs. Find one near you.

* Customer satisfaction based on an independent study conducted by Alan Newman Research, 2020. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. © 2021 GEICO

**Free Accident Forgiveness applies to qualifying drivers who have been accident-free for five years or more. It may not apply to drivers under 21 years of age.

Accident Forgiveness applies only to your first accident. Your insurance rate won't go up as a result of your first otherwise surchargeable, at-fault accident. Subsequent occurrences do not qualify for Accident Forgiveness. Accident Forgiveness eligibility is determined by your specific policy type, as well as your state laws and regulations. Terms vary according to state law.