Car Insurance Discounts And Reductions In Premium

Just when you thought you couldn't save any more—drive down your rates with car insurance discounts and premium reductions.

You may already be planning how you'll use all of that money you'll be saving with your GEICO policy. But wait—you could save even more with our exclusive discounts and premium reductions on car insurance, motorcycle insurance, and more. These days, every dollar counts, so check out our discounts and see how much you could save. We offer auto insurance discounts, as well as other savings, based on:

Need help figuring out how many of our car insurance discounts apply to you? We're here to help. Just get an online auto quote to see the savings. Or, if you prefer that human touch, call us at and let one of our insurance professionals explain all of the car insurance discounts and other savings you'll enjoy with GEICO.

Vehicle Equipment

Air Bag

You could save up to 25% for driver-side air bags or 40% for full-front seat air bags. These discounts apply to the medical payments or personal injury portion of your car insurance premium.

Anti-Lock Brake System

Does your car have a factory installed anti-lock braking system? Congrats! You could receive a 5% discount on the collision portion of your premium.

Anti-Theft System

Cars with a built-in anti-theft system could earn you a discount of up to 25% on the comprehensive portion of your premium.

Daytime Running Lights

Vehicles equipped with Daytime Running Lights as standard equipment could earn you a 1% discount on certain car insurance coverages.

Driving History & Habits

Five-Year Accident-Free Good Driver

Got a squeaky clean driving record? It could translate into serious car insurance discounts. If you've been accident-free for five years, you may be able to save up to 26% on most coverages.

Seat Belt Use

Buckle up and drive down your rate. If you and your passengers always wear seat belts, you could receive a discount of up to 15% off the medical payments or personal injury protection portion of your premium.

Driver's Education

Defensive Driving Discounts

If you've completed a defensive driving course, you may be able to save even more on your premium. To find out if you qualify for this auto insurance discount, see the defensive driving information related to your state.

Driver's Education

If a young driver in your family has completed a driver's education course, you may earn a discount on most coverages.

Good Student

Sometimes it pays to be a smarty-pants. Full-time students with a good academic record could be eligible for up to a 15% discount on certain coverages. (In most states, policyholders between the ages of 16 and 24, who are full-time students with a "B" average or better, are eligible for this discount.)

Driver Affiliations

Emergency Deployment

We consider it an honor to offer a special benefit to United States military policyholders. If you are deployed as a member of the Enduring Freedom or Iraqi Freedom operational forces, you could be eligible for an auto insurance discount of up to 25%. You may also qualify for a discount if you're part of an emergency deployment to other imminent-danger zones. For a pre-deployment checklist please see our military programs page.

Military

GEICO is proud to give something back to the Americans who give so much to their country. If you are on active duty, retired from the Military, or a member of the National Guard or Reserves, you may be eligible for a discount of up to 15% on your total car insurance premium.

Membership And Employee Discounts

If you belong to one of the 500+ groups listed here, you could receive an additional discount on your auto insurance premium.

Federal Employee (Eagle Discount)

Your government service deserves some recognition. If you're an active or retired federal employee, you could qualify for the eagle discount of up to 8% on the total auto insurance premium. For details and eligibility, check out the eagle discount (available in most states).

Customer Loyalty

Multi-Car

Insure more than one car with GEICO and you could get a discount of up to 25% on most of your car insurance coverages.

Multi-Policy / Multi-Line Discount

When you insure your car through GEICO and have a Homeowners, Renters, Condo or Mobile Home policy through the GEICO Insurance Agency, you could get a discount on your car insurance.

With all these discounts available, affordable car insurance is a few minutes away. You owe it to yourself to get a quote with us or call and see how we can help you save even more.

GEICO contracts with various membership entities and other organizations, but these entities do not underwrite the offered insurance products.

GEICO may not be involved in a formal relationship with each organization. However, you still may qualify for a special discount based on your membership or affiliation with those organizations. In New York a premium reduction is available for affiliated groups. Some discounts, coverages, payment plans and features are not available in all states or in all GEICO Companies.

Homeowners, renters, condo, co-op, life, boat, PWC, flood, mobile home, identity protection and snowmobile coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc.