Car Insurance Discounts - Savings on Auto Insurance

How to Get Car Insurance Discounts With GEICO

It's easy to find discounts or premium reductions on your new or existing GEICO Auto policy. GEICO offers a lot of car insurance savings for our policyholders! These savings include things like Good Driver Discounts, Multi-Car Discounts, and more. See how much you could save on GEICO's already affordable car insurance.

You may already be planning how you'll use all that money you could be saving with your GEICO policy. But wait—you could save even more with our exclusive discounts and premium reductions on car insurance, motorcycle insurance, and more. Every dollar counts, so check out our car insurance discounts based on:

Need help figuring out how many of our car insurance discounts apply to you? We're here to help. Just get an online car insurance quote to see the savings. Or, if you prefer, call us at (800) 861-8380 and let one of our insurance professionals explain the car insurance discounts and other savings you'll enjoy with GEICO.

You can also check out the motorcycle insurance discounts we offer.

GEICO Car Insurance Discounts List

Discount Name Potential Savings Discount Category
Air Bag 23% Vehicle Equipment
Anti-Lock Brakes 5% Vehicle Equipment
Anti-Theft System 23% Vehicle Equipment
Daytime Running Lights 3% Vehicle Equipment
New Vehicle Discount 15% Vehicle Equipment
Good Driver 22% (Five Years Accident-Free) Driving History & Habits
Seat Belt Use Varies Driving History & Habits
Defensive Driving Varies Driver's Education
Driver's Educational Course Varies Driver's Education
Good Student 15% Driver's Education
Emergency Deployment 25% Driver Affiliation
Federal Employee (Eagle) 12% Driver Affiliation
Membership & Employee Varies Driver Affiliation
Military 15% Driver Affiliation
Multi-Vehicle 25% Customer Loyalty
Multi-Policy Varies Customer Loyalty

Vehicle Equipment Discounts

Air Bag Discount

You could save up to 23% if your vehicle has air bags. These discounts apply to the medical payments or personal injury portion of your car insurance.

Anti-Lock Brakes Discount

Does your car have a factory installed anti-lock braking system? Congrats! You could receive a 5% discount on certain car insurance coverages.

Anti-Theft System Discount

Cars with a built-in anti-theft system could earn you a discount of up to 23% on the comprehensive portion of your premium.

Daytime Running Lights Discount

Vehicles equipped with daytime running lights as standard equipment could earn you a 3% discount on certain car insurance coverages.

New Vehicle Discount

New vehicles 3 model years old or newer could earn you up to a 15% discount on certain car insurance coverages.

Discounts for Driving History and Habits

Five-Year Accident-Free Good Driver Discount

Squeaky-clean driving record? That could mean serious car insurance savings with good driver discounts. If you've been accident-free for 5 years, you may be able to save up to 22% on most coverages.

Seat Belt Use Discount

Buckle up and drive down your rate. If you and your passengers always wear seat belts, you could receive a discount off the medical payments or personal injury protection portion of your premium.

Driver's Education Discounts

Defensive Driving Discount

If you've completed a defensive driving course, you may be able to save more. Find out if you qualify for this auto insurance discount on our defensive driving information page by state.

Driver's Education Discount

If a young driver in your family has completed a driver's education course, you may earn a discount on most coverages.

Good Student Discount

Full-time students with a good academic record could get up to a 15% discount on certain coverages.

Driver Affiliation Discounts

Emergency Deployment Discount

It's an honor to offer a special benefit to United States Military policyholders. If you're part of an emergency deployment to an imminent danger zone, you could be eligible for an auto insurance discount of up to 25%. For a pre-deployment checklist please see our military programs page.

Federal Employee Discount (Eagle Discount)

If you're an active or retired federal employee, you could qualify for the Eagle Discount of up to 12% on the total auto insurance premium. For details and eligibility, check out the Eagle Discount (available in most states).

Membership and Employee Discounts

If you belong to one of the 500+ groups listed here, you could receive an additional discount on your auto insurance premium.

Military Discount

GEICO is proud to give back to the ones who give so much to their country. Active duty, retired from the military, or members of the National Guard or Reserves may be eligible for a discount of up to 15% on certain car insurance coverages.

Customer Loyalty Discounts

Multi-Vehicle Discount

Insure more than one car with GEICO and you could get a discount of up to 25% on most of your car insurance coverages.

Multi-Policy Discount

When you insure your car through GEICO and have a homeowners, renters, condo, or mobile home policy through the GEICO Insurance Agency, you could get a discount on your car insurance.

Additional Car Insurance Savings Resources

Affordable car insurance is a few minutes away. We're here for you. Get an auto insurance quote or call and see how we can help you save even more.

Information current as of December 2021

Some discounts, coverages, payment plans, and features are not available in all states or all GEICO companies. Discount amount varies in some states. One group discount applicable per policy. Coverage is individual. In New York a premium reduction is available for affiliated groups. GEICO may not be involved in a formal relationship with each organization; however, you still may qualify for a special discount based on your membership, employment or affiliation with those organizations.

GEICO contracts with various membership entities and other organizations, but these entities do not underwrite the offered insurance products.

Homeowners, renters, condo, co-op, life, boat, PWC, flood, mobile home, identity protection and snowmobile coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc.