1	Bodily Injury Liability Coverage Pays for damages to others for injury or death resulting from an accident in which you're at fault. May provide legal defense.

2	Collision coverage Pays for damage to your car when it hits or is hit by another vehicle or object, or if the car overturns. Subject to the terms, limits and conditions of your policy contract.

3	Comprehensive physical damage coverage Pays for damage to your car that is not the result of a car accident. For example, theft, vandalism, flood, fire, animals or other covered perils.

4	Deductible The portion of a claim that you pay out of pocket. Budgeting tip: Opting for a higher deductible will lower your insurance premiums, so choose wisely.

5	Emergency Roadside Service (ERS) If you have a flat tire or a dead battery, need to get towed or get locked out of your car, we’re there for you. It starts at only $14 per year per vehicle.

6	Mechanical Breakdown Insurance (MBI) Covers repairs to all mechanical parts of the car, protecting you from expensive repair bills after your warranty expires.

7	Personal Injury Protection May pay for you and your passengers’ medical treatment, lost wages, or other accident-related expenses, no matter who caused the accident.

8	Property Damage Liability Coverage Pays for damage to someone else’s vehicle or property resulting from an accident for which you are at fault. May provide legal defense.

9	Rental Reimbursement Or “Transportation Expense,” this optional coverage helps pay rental car costs when your insured vehicle is disabled owing to a covered accident or loss.

10	Uninsured Motorist Coverage May pay for your injuries or property damage caused by an uninsured motorist or, in some states, an unidentified driver.

All of the definitions are subject to the terms, limits and conditions of your policy contract, as well as the state in which you live.

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages. Some discounts, coverages, payment plans and features are not available in all states, in all GEICO companies, or in all situations. Homeowners, Renters, Condo, Pet, Travel, Flood, Term Life, Jewelry, and business operations and property coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. Boat and PWC coverages are underwritten by GEICO Marine Insurance Company. GEICO Auto policyholders could be eligible for a premium discount on their GEICO Marine Insurance policy. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. GEICO Portfolio Identity Theft Protection is provided by Iris Powered by Generali and is secured through the GEICO Insurance Agency, Inc. Identity Theft Insurance is underwritten by Generali U.S. Branch. The GEICO Personal Umbrella Policy is provided by Government Employees Insurance Company and is available to qualified Government Employees Insurance Company and GEICO General Insurance Company policyholders and other eligible persons, except in Mass. Commercial auto coverage is underwritten by Government Employees Insurance Company. In some cases commercial auto coverage is provided through GEICO Insurance Agency, Inc., either under an arrangement with National Indemnity Company (NICO), a Berkshire Hathaway affiliate, or with non-affiliated insurers. Business operations and property coverages are written through non-affiliated insurers and are secured through GEICO Insurance Agency, Inc. The GEICO Mobile app and site received #1 rankings according to the Keynova Group Q1 and Q3 2021 Mobile Insurance Scorecards. If you do not wish to receive future marketing mailings from GEICO, please complete the form available at http://optout.geico.com/marketing, or send your full name and mailing address, including ZIP code, to Mail Preference, GEICO Marketing, One GEICO Plaza, Floor 4T, Washington, D.C. 20076. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary. GEICO Gecko image © 1999–. © GEICO