YOUR ON-THE-ROAD

CAR KIT

An expert guide to your auto policy
+ smart driver tips and tricks

Top 10

insurance terms

Bodily Injury Liability Coverage

Bodily Injury
Liability Coverage

Pays for damages to others for
injury or death resulting from an
accident in which you're at fault.
May provide legal defense.

Collision Coverage

Collision Coverage

Pays for damage to your car when it
hits or is hit by another vehicle or
object, or if the car overturns. Subject
to the terms, limits and conditions
of your policy contract.

Comprehensive Physical Damage Coverage

Comprehensive Physical
Damage Coverage

Pays for damage to your car that
is not the result of a car accident.
For example, theft, vandalism, flood,
fire, animals or other covered perils.

Deductible

deductible

The portion of a claim that you
pay out of pocket. Budgeting tip:
Opting for a higher deductible will
lower your insurance premiums,
so choose wisely.

Emergency Roadside Service (ERS)

Emergency
Roadside Service (ERS)

If you have a flat tire or a dead battery,
need to get towed or get locked out of
your car, we’re there for you. It starts at
only $14 per year per vehicle.

Mechanical Breakdown Insurance (MBI)

Mechanical Breakdown
Insurance (MBI)

Covers repairs to all mechanical
parts of the car, protecting you
from expensive repair bills after
your warranty expires.

Personal Injury Protection

Personal
Injury Protection

May pay for you and your passengers’
medical treatment, lost wages, or other
accident-related expenses, no matter
who caused the accident.

Property Damage Liability Coverage

Property Damage
Liability Coverage

Pays for damage to someone else’s
vehicle or property resulting from an
accident for which you are at fault.
May provide legal defense.

Rental Reimbursement

Rental Reimbursement

Or “Transportation Expense,”
this optional coverage helps pay
rental car costs when your insured
vehicle is disabled owing to a
covered accident or loss.

Uninsured Motorist Coverage

Uninsured
Motorist Coverage

May pay for your injuries or
property damage caused by an
uninsured motorist or, in some
states, an unidentified driver.

All of the definitions are subject to the terms, limits and conditions of your policy contract, as well as the state in which you live.
Collision Coverage

Collision Coverage

Pays for damage to your car when it
hits or is hit by another vehicle or
object, or if the car overturns. Subject
to the terms, limits and conditions
of your policy contract.

Comprehensive Physical Damage Coverage

Comprehensive Physical
Damage Coverage

Pays for damage to your car that
is not the result of a car accident.
For example, theft, vandalism, flood,
fire, animals or other covered perils.

Deductible

deductible

The portion of a claim that you
pay out of pocket. Budgeting tip:
Opting for a higher deductible will
lower your insurance premiums,
so choose wisely.

Emergency Roadside Service (ERS)

Emergency
Roadside Service (ERS)

If you have a flat tire or a dead battery,
need to get towed or get locked out of
your car, we’re there for you. It starts at
only $14 per year per vehicle.

Mechanical Breakdown Insurance (MBI)

Mechanical Breakdown
Insurance (MBI)

Covers repairs to all mechanical
parts of the car, protecting you
from expensive repair bills after
your warranty expires.

Personal Injury Protection

Personal
Injury Protection

May pay for you and your passengers’
medical treatment, lost wages, or other
accident-related expenses, no matter
who caused the accident.

Property Damage Liability Coverage

Property Damage
Liability Coverage

Pays for damage to someone else’s
vehicle or property resulting from an
accident for which you are at fault.
May provide legal defense.

Rental Reimbursement

Rental Reimbursement

Or “Transportation Expense,”
this optional coverage helps pay
rental car costs when your insured
vehicle is disabled owing to a
covered accident or loss.

Uninsured Motorist Coverage

Uninsured
Motorist Coverage

May pay for your injuries or
property damage caused by an
uninsured motorist or, in some
states, an unidentified driver.

All of the definitions are subject to the terms, limits and conditions of your policy contract, as well as the state in which you live.

Flat tire fix

*spares come in a full-size version and a smaller “donut,” which is meant to replace only a back tire. If you get a flat front tire, remove a rear tire and replace it with the donut. Then replace your front tire with the rear tire.

9 helpful things

To have in your car
Jumper Cables
Jumper Cables
Tire Pressure Gauge
Tire Pressure Gauge
First Aid Kit
First Aid Kit
Water & Snacks
Water & Snacks
Disinfectant Wipes
Disinfectant Wipes
Blanket
Blanket
Phone Charger
Phone Charger
Reusable Tote Bags
Reusable Tote Bags
Umbrella
Umbrella

Did you know?

Kitty Litter
You can use kitty litter to get your car out of the snow or mud!
Clear loose snow or mud around your tires, then sprinkle kitty litter around your tires for traction.
smart ways

to save big

Go to geico.com for a fast, free quote for renters or homeowners insurance

Combine
& Conquer

Protect your property
and you could score savings
with our Multi-Policy
Discount.

Do You Rent?

Help safeguard all
of your possessions
with a renters
insurance policy.

Do You Own?

Whether it’s a house or
a condo, the GEICO
Insurance Agency could
help protect your
biggest investment.

There’s a
discount for that?!
Alumni Discount Military and Federal Discount Good Student Discount Good Driver Discount Multi-Car Discount
Find out all the different ways you could save at geico.com/discounts

Pay Painlessly

You’ve got options. Pick the plan that works for you at: geico.com/payments

SET UP AUTOMATIC PAYMENTS

Stop worrying about your bills. Sign up with Electronic Funds Transfer (EFT) or your credit or debit card, and you’ll never be late again.

SPREAD YOUR PAYMENTS OUT…

Choose the number of installments that work for your life—and budget.

…OR PAY IN FULL

Pay the full premium by the policy effective date and you’re done! (And you’ll avoid installment charges.)

GO GREEN

Sign up for paperless billing and do it all online. eBill and ePolicy are great ways to keep track of your payments and policy documents.

Download our app

Pay your bill anywhere, anytime, and sign up for text alerts when payments are due. Text* MOBILE to 43426 to download now.

*Message and data rates may apply.
Download GEICO app
Make it easy:

download the app

proof of insurance

is available on your phone or tablet in the form of digital ID cards.

Manage Your Policy

by paying a bill, adding a driver or vehicle, or changing coverages.

find gas

locates the lowest real-time prices of fuel nearby—and gives you directions there.

VIRTUAL ASSISTANT

lets you chat 24/7. Dusk or dawn, we can answer your questions on your time.

roadside assistance

Flat tire? Ran out of gas? Locked out? Our Emergency Roadside Service (ERS) can help. Log in to your GEICO Auto Policy or call (800) 424-3426 to get a quote or add it to your policy.

we see

more savings

in your future
Some discounts, coverages, payment plans and features are not available in all states or all GEICO companies. Homeowners, Renters, Condo, Pet, Travel, Flood, Term Life, Jewelry, and business operations and property coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. Boat and PWC coverages are underwritten by GEICO Marine Insurance Company. GEICO Auto policyholders could be eligible for a premium discount on their GEICO Marine Insurance policy. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. GEICO Identity Protection is provided by Generali Global Assistance, Inc., and is secured through the GEICO Insurance Agency, Inc. Identity protection services provided by EA USA are not an insurance policy and do not provide any insurance benefits to Covered Members. The GEICO Personal Umbrella Policy is provided by Government Employees Insurance Company and is available to qualified Government Employees Insurance Company and GEICO General Insurance Company policyholders and other eligible persons, except in Mass. Recurring Card Payments charged to a credit or debit card and Electronic Funds Transfer payments made under a recurring payment plan are subject to installment fee charges. Please refer to your premium bill for installment fee details and amounts. Commercial auto coverage is underwritten by Government Employees Insurance Company. In some cases commercial auto coverage is provided through GEICO Insurance Agency, Inc., either under an arrangement with National Indemnity Company (NICO), a Berkshire Hathaway affiliate, or with non-affiliated insurers. Business operations and property coverages are written through non-affiliated insurers and are secured through GEICO Insurance Agency, Inc. If you do not wish to receive future marketing mailings from GEICO, please complete the form available at http://optout.geico.com/marketing, or send your full name and mailing address, including ZIP code, to Mail Preference, GEICO Marketing, One GEICO Plaza, Floor 4T, Washington, D.C. 20076. GEICO is a registered service mark of Government Employees Insurance Company, Washington, D.C. 20076; a Berkshire Hathaway Inc. subsidiary. GEICO Gecko image © 1999-2017. © 2017 GEICO