Flood Insurance

Protect your home from flood damage.

Get a quote online

Or call (800) 841-2964 for your free rate quote.

Review And Update Your Flood Insurance Policy

Call us at (800) 634-9028


Avoid Lapses

If you are paying for your flood policy out of pocket, be sure to make your renewal payment on time — otherwise you may have to wait up to 30 days for new coverage to be effective.

Need a flood insurance quote?

Existing policyholder?

Get your flood insurance quote; protect your investment.

Water's great in pools and on waterslides but not so much in your basement or living room. We can help you insure your investment with a flood policy through the National Flood Insurance Program (NFIP). Get a flood insurance quote to help protect your stuff.

Personal Property Calculator

How much would it cost to replace your stuff?

Use our personal property calculator to add up the cost of your belongings: furniture, clothing, electronics, jewelry, etc.

Protect your investment

Federal law requires some locations that typically flood to have flood insurance, which isn't covered by most homeowner's policies. Keep your head above water with GEICO's flood insurance, backed by the federal government with rates specifically tailored to your area.

We've got you covered.

Coverage you need with service you can count on.

flooded suburban community

Flooding you with confidence that your stuff is covered.

If your home is in a community that participates in the National Flood Insurance Program (NFIP) you may be eligible for flood insurance at a modest cost through the federal government. This means insurance companies issue flood insurance that's administered by the federal government.

people wearing rubber boots standing in water

When should I buy flood insurance?

Most flood insurance policies require a 30 day waiting period before the coverage is effective. Exceptions include if you've purchased a new home and the closing is in less than 30 days.

GEICO logo

Why GEICO?

Big coverage for a small premium:

  • Backed by the Federal government
  • Cover damages not covered by homeowner's policies
  • Rates tailored to your specific area

We're here to help.

man using a smart phone

Flood Insurance Service And Claims

It's easy to manage your policy, report a claim, or just chat about your flood insurance policy. Call us at (800) 634-9028 to talk or to report a claim please refer to our list of partners.

man staring out a window at the rain

Prepared for that rainy day.

Flood polices must be paid in full. Typically payment can be rolled into your mortgage, or paid by credit card.

rain overflowing gutters

When it rains it pours.

It's what's inside that counts but the outside matters too when it comes to your house. Help protect both with flood insurance.

Need to speak to a sales agent?
You can reach us at
(800) 841-2964

When you click on the "Get a quote online" or "Get a flood insurance quote" link you will be taken to a site owned by Assurant, not GEICO. GEICO has no control over the privacy practices of the company mentioned above and assumes no responsibilities in connection with your use of their website. Any information that you provide directly to them is subject to the privacy policy posted on their website.

Flood coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc.