Boat Insurance

Protect your boat with GEICO's Boat Insurance.

I want to get a quote. My ZIP Code is

Or continue previous quote

Manage Your Boat Insurance Policy

GEICO Marine (formerly Seaworthy) Policyholders

SkiSafe Policyholders


Or call us at (800) 841-3005

Need a boat insurance quote?

Existing auto policyholder?

Protect your investment with a boat insurance policy.

Whether you're looking for insurance for your brand new boat or Personal Water Craft (PWC), or just looking for better rates, you've come to the right place.

Experience and a name you can trust go a long way when you're in the market for boat insurance. That's why the GEICO Marine Insurance Company has teamed with BoatU.S., the nation's largest organization of recreational boat owners. Since 1966, BoatU.S. has been helping to make boating safer, more affordable, and fun. Together we share a passion for all things watersports as well as a commitment to provide excellent customer service at an affordable cost.

So, don't boat before the quote. Protect your funvestment with boat insurance and get your free online boat insurance quote today.

Is my boat or PWC covered under my homeowner's policy?

Probably not. Most homeowner's policies have:

  • Size restrictions
  • Limitations on horsepower
  • Limits on damage coverage

If you don't have a separate boat or PWC insurance policy, you're probably underinsured.

Personal Water Craft (PWC) Insurance Coverage

Did you know that you can insure your PWC on your boat insurance policy? Typical PWC insurance coverage includes damage to another craft or dock, physical damage to your PWC, towing assistance, and more.

What does boat insurance cover?

With boat insurance, the most important thing that is covered is you. You'll also get access to BoatU.S.'s tips, and how-to-articles that can save boaters time and money, including expert DIY videos for boaters of all experience levels.

Customizable Coverage

All boats aren't the same. Customize your boat insurance to meet your needs with coverage for:

  • Damage to your boat including hull, sails, machinery, etc.
  • New boat replacement
  • Fuel spill liability and more

Service And Claims

When you choose GEICO Boat Insurance, you have access to:

  • Licensed agents as passionate about boating as you are
  • Expert service including 24/7 claims handling and towing
  • Experience you can count on

Boat Towing*

GEICO Marine Insurance Company has teamed with TowBoatU.S., the nation's largest towing fleet to provide:

  • 24/7 boat towing assistance
  • On the water towing services provided by TowBoatU.S.
  • Fuel delivery services and more

Find great discounts on boat insurance.

We know discounts and our licensed agents can help you get them.

Multi-Policy Discounts

If you're a current GEICO Auto Insurance policyholder, you could save on your boat insurance.

Good Driving Record

A good driving record can help your auto insurance rates, but it could also mean savings on your boat insurance. See how much you could save on boat insurance today.

Boat Safety Courses

We know that safety comes first when you're having fun on the water. Passing boat safety courses could help you save money on your boat insurance.

Need to speak with a sales representative?

(855) 395-1412

Mon – Fri 7:00 AM – 10:00 PM

Sat 7:00 AM – 10:00 PM

Sun 8:00 AM – 10:00 PM (ET)

Boat and PWC coverages are written through GEICO Marine Insurance Company or other non-affiliated insurance companies, and are secured through the GEICO Insurance Agency.

*Boat and PWC coverages are underwritten by GEICO Marine Insurance Company. The TowBoatU.S. Towing Coverage Endorsement is offered by GEICO Marine Insurance Company, with towing services provided by the BoatU.S. Towing Program. Towing coverage only applies to the insured watercraft. This endorsement is not available in all locations and is subject to certain restrictions. Towing coverage is subject to availability and service may be restricted based on the location of the insured watercraft or trailer. Please speak to an agent to discuss details of towing services, limits, exclusions and coverage availability.

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.