Boat Insurance

Boat Insurance

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Manage Your Boat Insurance Policy

GEICO Marine (formerly Seaworthy) Policyholders

SkiSafe Policyholders


Or call us at (800) 841-3005

Need a boat insurance quote?

Existing auto policyholder?

Get a boat insurance policy to protect your investment.

Boat insurance helps you enjoy peace of mind as you navigate your boat or personal watercraft (PWC). So if you travel across lakes, rivers, or ocean waters of the United States we can help. Whether you're looking for a new boat insurance policy or just to save money on an existing policy, we're can help you get started with a free boat insurance quote.

Experience and a name you can trust go a long way when you're shopping for boat insurance. That's why the GEICO Marine Insurance Company has teamed with BoatUS, the nation's largest group of recreational boat owners. Since 1966, BoatUS has been helping to make boating safer, more affordable, and fun. Together, we share a passion for all things watersports.

We all want cheap boat insurance rates, but customer service is what matters. Protect your investment with boat insurance you can count on and get your free online boat insurance quote today.

Why boat insurance?

If you don't have a separate boat or PWC insurance policy, you're probably underinsured. Most homeowners policies have:

  • Size restrictions
  • Limitations on horsepower
  • Limits on damage coverage

Customize Your Boat Insurance Coverage

All boats aren't the same. Customize your boat insurance to meet your needs with coverage for:

  • Damage to your boat including hull, sails, machinery, and more.
  • New boat replacement
  • Fuel spill liability

What does boat insurance cover?

Personal Water Craft (PWC) Insurance Coverage

Did you know you can insure your PWC on your boat insurance policy? Typical PWC insurance coverage includes:

  • Damage to another craft or dock
  • Physical damage to your PWC
  • Towing assistance

Service and Claims

When you choose GEICO Boat Insurance, you have access to:

  • Licensed agents as passionate about boating as you are
  • Expert service including 24/7 claims handling and towing
  • Experience you can rely on

24/7 Boat Towing*

GEICO Marine Insurance Company has teamed with TowBoatUS, the nation's largest towing fleet to provide:

  • 24/7 boat towing assistance
  • On the water towing services provided by TowBoatUS
  • Fuel delivery services and more/li>

You could save even more with these boat insurance discounts.

We know discounts and our licensed agents can help you get them.

Multi-Policy Discounts

If you're a current GEICO Auto Insurance policyholder, you could save on your boat insurance.

Your Good Driving Record

A good driving record can help your car insurance rates, but it could also mean savings on your boat insurance. See how much you could save on boat insurance today.

Boat Safety Courses

We know that safety comes first when you're having fun on the water. When you pass boat safety courses, you could save money on your boat insurance.

Need to speak with a sales representative?

(855) 395-1412

  • Mon – Sat
    7:00 am – 10:00 pm
  • Sun
    8:00 am – 10:00 pm

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

*Boat and PWC coverages are underwritten by GEICO Marine Insurance Company. The TowBoatU.S. Towing Coverage Endorsement is offered by GEICO Marine Insurance Company, with towing services provided by the BoatU.S. Towing Program. Towing coverage only applies to the insured watercraft. This endorsement is not available in all locations and is subject to certain restrictions. Towing coverage is subject to availability and service may be restricted based on the location of the insured watercraft or trailer. Please speak to an agent to discuss details of towing services, limits, exclusions and coverage availability.

For online quotes:

GEICO has teamed up with its subsidiary, BoatUS, to bring boaters a policy developed by experts, with the great service you expect from GEICO. Policies are underwritten by GEICO Marine Insurance Company.

When you click "START QUOTE" you'll be taken to the BoatUS website for a secure boat quote. Any information you provide will be subject to the privacy policy posted on their website.

BoatUS—Boat Owner's Association of The United States—is the nation's largest association for recreational boaters providing service, savings and representation for over 50 years.