RV Insurance

Insurance for your RV, camper, or motor home.

I want to get an RV insurance quote.

Call (877) GEICO-RV (434-2678) and a specialized RV agent can help you.

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Need an RV insurance quote?

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Get an RV insurance quote. Save today. Vacation tomorrow.

Make sure you have the right recreational vehicle (RV) insurance policy for your next trip. GEICO offers affordable RV insurance with great coverage for your needs.

We know you love the RV lifestyle – whether it's an RV, camper, motor home, or travel trailer. Whether you're new to RVing, a full-timer, or a snowbird, GEICO's RV specialists can help you get the right RV insurance coverage for you.

Specialty RV protection on the open road.

RVers encounter unique situations on the road. With that in mind, GEICO offers these enhanced coverages in most states*:

Learn more about the RV insurance coverages we offer.

What our customers have to say.

"The customer service agent was absolutely the best--she was extremely knowledgeable and helpful with explaining the options available for our RV coverage. We are both extremely pleased with GEICO's service and rates."

GEICO customer in Mississippi

Do you need insurance for your RV?

In most states, you must carry liability insurance if you're driving an RV on the road. The state minimum requirements are usually the same as a car. Do you have questions about your state's required camper insurance coverages? Check out our state information pages to learn more.

As a specialty vehicle, you may need additional coverages to protect you and your investment. GEICO has you covered. Learn more about special coverages for RVs and travel trailers.

How much does RV insurance cost?

The cost of RV insurance depends on a few factors: your state's insurance requirements, your driving history, and your needs. Your total costs will depend on the RV insurance coverage, liability limits, and deductibles that you choose.

If you want extra protection of carrying higher liability limits, then your insurance may cost more. If you want to carry a higher deductible, then your insurance may cost less.

Saving you money, time, and worry wherever your RV takes you.

Save Even More

You could lower your bill if you:

  • Insure more than one vehicle with GEICO
  • Completed a defensive driver course
  • Have a commercial driver's license

Pay Your Way

We offer convenient payment methods and plans:

  • Online
  • Over the phone
  • By mail
  • All at once
  • Installments

Check Your RV Policy Anywhere

Take care of your RV insurance online such as:

  • Get an ID card
  • View your policy details
  • File or track an RV claim

Just create an online account.

RV Insurance Coverage With GEICO

Motorized RV and Towable RV Insurance

Enhanced recreational vehicle insurance coverages include:

  • Total loss replacement
  • Replacement cost personal effects
  • Vacation liability
  • Emergency expense coverage
  • Special windshield deductible
  • Recreational vehicle medical payments coverage
  • Medical payment coverage for a recreational vehicle

Travel Trailer Insurance

GEICO provides insurance coverage for these towable RVs and travel trailers:

  • Conventional travel trailers
  • Fifth-Wheel travel trailers
  • Folding camper trailers
  • Truck campers

GEICO even covers the toy-hauler you use to transport your motorcycle or ATV.

Need to speak to an RV insurance or motor home insurance agent?

You can reach us at (877) GEICO-RV (434-2678) for sales or service.

  • Sales
    Mon - Sun

    8:00 AM - 11:00 PM (ET)

RV Insurance: Get the answers you need.

  • What RV insurance coverages are available?

    You should expect some insurance coverages – such as total loss replacement and vacation liability – that are specific to the needs of an RV. For more information check out our RV coverages page.
  • How do I get the best RV insurance rates?

    You can customize your RV insurance policy and find a few ways to possibly lower your insurance rates. You should consider whether you're storing your RV in a safe and secure location, decide how you will use your RV, change your insurance deductible, and more.
  • How can I avoid common RV problems?

    You can't predict when a problem will occur but you can help avoid them with simple maintenance. You should check your tires regularly, keep tires properly inflated, replace the old sealant around all windows, and constantly maintain your RV. For more info, check out our common RV problems page.
  • What RV type is right for me?

    Deciding which RV is right for you comes down to personal preference and personal needs. Ask yourself if you want the RV to be self-propelled or towed. How much weight can your vehicle safely tow? How much RV space do you need? Check out our help page for RVs.
  • Where can I learn more about RV safety?

    Safety is important for all vehicles on the road. Due to the unique build of RVs, all RVers should take into account of all additional safety measures when driving an RV.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

*Enhanced RV coverage is currently available in all states except: HI, MA, MI, and NC.