Commercial Auto Insurance

Commercial auto insurance covers personal and business use.

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Manage Your Commercial Auto Policy

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Vehicles used for business need extra protection. We can help.

If you don't have commercial auto insurance, you run the risk of:

  • Limited or no coverage for accidents while using your vehicle for business
  • Paying out of pocket for repairs, injuries, and more
  • Losing your personal auto coverage

GEICO Commercial Auto Insurance can cover your vehicle 24/7, whether you're working or not. Protect your business and yourself.

What is commercial auto insurance?

In the event of an auto accident or loss, Commercial auto insurance covers vehicles used by your business for:

  • Damage to your vehicle(s)
  • Driver injury
  • Injury to someone else
  • Damage to someone else's property

Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents.

What vehicles are covered by commercial auto insurance?

These types of vehicles may be covered if they're used for business purposes:

  • Cars
  • Vans
  • Pickup trucks
  • Box trucks
  • Service utility trucks
  • Food trucks

GEICO does not currently offer insurance for semi-trucks and tractor-trailers.

Who needs commercial auto insurance?

If you or your employees use your vehicle as part of your business, you should have a commercial auto policy. We often cover vehicles used by:

  • Electricians, plumbers, and HVAC professionals
  • Carpenters, painters, and other contractors
  • Landscapers and plow services
  • Caterers and food vendors
  • Other business types, like real estate and sales

If you drive for Uber, Lyft, or a delivery service like Amazon Flex or Grubhub, you need rideshare insurance instead.

Customers love GEICO Commercial Auto Insurance

"GEICO employees have always been helpful, understanding, and always willing to go that extra mile!"
–customer from Ohio, 2018

"It is always a bliss calling your offices. Thank you!"
–customer from Florida, 2018

"Everyone I have ever worked with in the Commercial office over the last few years has been a pleasure to work with."
–customer from Illinois, 2018

Why GEICO? Savings, service, and 70+ years' experience

GEICO offers competitive rates, outstanding service, and flexible policies to meet your business's needs.

Coverage That Can Grow with Your Business

As your workload or company changes over time, it's simple to update your policy. Call (866) 509-9444 to:

  • Add or remove vehicles
  • List more drivers for your vehicles
  • Increase or decrease your liability limits
  • Purchase additional insurance coverages like general liability

Our commercial insurance experts are happy to explain your options.

Manage Your Policy Online

Log in to your commercial auto policy for quick and convenient service. Need to create an account? Sign up now. You can:

  • Make a payment online
  • Set up automatic payments
  • View your payment history
  • Check your installment schedule
  • Order ID cards
  • Get proof of insurance

Efficient, Helpful Claims Management

  • Need to report a claim? Call (866) 509-9444 between 8 am and 8 pm ET, Monday through Friday.
  • Claims experts will guide you through every step of the process.
  • We'll work as fast as possible to prevent delays for your business and get you back on the road.
Need to speak with us? Chances are we're open for business when you are.
(866) 509-9444
  • Sales
  • Mon – Fri
    8:00 am – 9:00 pm (ET)
  • Sat
    10:00 am – 6:00 pm (ET)
  • Service
  • Mon – Fri
    8:00 am – 9:00 pm (ET)
  • Sat
    10:00 am – 6:00 pm (ET)
  • Claims
  • Mon – Fri
    8:00 am – 8:00 pm (ET)

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.