Renters Insurance

Protect your belongings with renters insurance.

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If you have a GEICO login for your Auto or Motorcycle policy, you can also access your Renters policy.



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With just a few clicks you can look up the GEICO Insurance Agency partner your renters insurance policy is with to find policy service options and contact information.

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Renters Insurance Coverage You Can Trust

Renters insurance is an affordable way to protect yourself and help replace personal belongings in the case of theft, fire, or water damage. A renters insurance policy may also cover medical expenses for visitors that are injured on your property, as well as legal defense in some cases. If you rent an apartment, condo, house, etc., you need renters insurance.

A landlord's insurance policy covers the building, but it won't cover what's inside your walls. Make sure you have the right insurance coverage for your belongings and get a renters insurance quote today.

What is covered by renters insurance?

Renters insurance provides coverage to protect you and your personal belongings up to your policy limits. Your renters insurance policy may help with your expenses or replacement costs if your:

  • Electronics or appliances are stolen or damaged
  • Personal belongings (e.g. furniture and clothing) are damaged by fire
  • Home is uninhabitable due to a covered loss

If a guest is injured while visiting you, a renters insurance policy could also cover medical bills and even legal fees if there is a lawsuit. Your policy may help cover you for accidental damages you cause to someone else's property.

How much does renters insurance cost?

Renters insurance costs will depend on how much coverage you choose to buy. Use our personal property calculator to see how much renters insurance coverage you may need by adding up the cost of your belongings.

Renters Insurance Discounts

Once you get a renters insurance quote through the GEICO Insurance Agency, you'll see how affordable it can be. With the many discounts available, you're likely to save even more.

turning off a smoke alarm

Sprinklers Or Smoke Alarms

In the event of a fire, smoke alarms or interior sprinkler systems save lives. They could also save you money with a discount on renters insurance.

home security system keypad

Home Security Systems

If you live in a building with security staff or if you installed a burglar alarm at home, your wallet will feel more secure with an additional discount.

car parked in front of a house

Multi-Policy Discount

You could get a Multi-Policy Discount, when you have your car insurance with GEICO and a renters insurance policy through the GEICO Insurance Agency.

We're here to help with renters insurance.

Renters Insurance Coverage Made Easy

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Renters Insurance Service And Claims

It's quick and easy to pay your bill, report a claim, make a change, or just get some info about your renters insurance policy. Just look up the GEICO Insurance Agency partner your renters insurance policy is with for the process.

interior of an empty apartment

Common Loss Types

Your renters insurance policy will state exactly what you're insured against. Named perils include fire, smoke, vandalism, theft, windstorm, accidental discharge of water, etc.

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Riders And Endorsements For Renters

Riders and endorsements are "add-ons" to an insurance policy. Check out the additional types of coverage that may benefit you.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Renters coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc.

The information you provide will be shared with our business partners so that they can return a quote.