Homeowners Insurance

Get homeowners insurance to protect your investment.

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Log in to your GEICO Account

If you have a GEICO login for your Auto or Motorcycle policy, you can also access your Homeowners policy.

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With just a few clicks you can look up the GEICO Insurance Agency partner your home insurance policy is with to find policy service options and contact information.

Need a homeowners insurance quote?

Existing policyholder?

Get an affordable homeowners insurance quote online.

Home is where your heart is—along with a healthy chunk of your net worth. The GEICO Insurance Agency can help you get the affordable home insurance coverage you need and the peace of mind you desire. You could also save when you combine your home and auto insurance policies. If you currently carry homeowners insurance, shopping early may qualify you for even more savings. Get a homeowners insurance quote.

Why do I need homeowners insurance?

  • Help protect one of your most important investments
  • Most mortgage lenders require homeowners insurance

Who should carry homeowners insurance?

  • First time home buyers
  • Current homeowners

Looking for help with renters, condo, mobile home, landlord, or flood coverage? Let GEICO help you with an insurance policy that meets your needs.

What does a homeowners insurance policy cover?

Your policy is the best place to review your coverages, but a few common items covered by homeowners insurance are:

Property Damage

Most policies provide coverage for damage to your house and any permanent structures on your property for:

  • Fire
  • Wind
  • Hail
  • Water damage (unless excluded by your policy)

Personal Property

Coverage for damage to or theft of your stuff, like:

  • Furniture
  • Appliances
  • Clothing
  • Even dishes (in some cases)

Jewelry

Limited coverage, (usually $500 - $2,000), for jewelry stolen from your home. If your collection is worth more, let us help you with a jewelry policy to cover your valuables.

What else may be covered by homeowners insurance?

Personal Liability

Could help cover medical expenses or property damage to others caused by you or members of your household, including pets. It could also help with legal expenses in the case of a law suit.

Examples: A visitor trips on loose carpet in your home, falls and is injured; or your child accidentally throws a ball through a neighbor's window, breaking an expensive vase.

Medical Bills

Medical payments coverage for minor injuries to people who don't live with you but are injured on your property.

Example: A visitor slips down your steps on a rainy day and is injured.

Additional Expenses

Coverage for extra costs you might have to pay when experiencing a covered loss.

Example: A fire makes your home uninhabitable and you need to temporarily live elsewhere.

Save even more with homeowners insurance discounts.

See how affordable a homeowners insurance quote through the GEICO Insurance Agency is. With discounts available, we can help you save even more on a home insurance policy.

Multi-Policy Discount

When you insure your car with us and have a homeowners insurance policy through the GEICO Insurance Agency, you could get a discount on your car insurance.

Home Security Systems

If you've installed a burglar alarm in your home, your wallet can feel more secure with another discount.

Smoke Alarms or Fire Extinguishers

Smoke alarms save lives and could save you money with a discount on homeowners insurance. Same goes for fire extinguishers.

We'll make setting up and servicing your homeowners policy easy.

Policy Service and Claims

Need to pay your bill, report a claim, make a change, or just get some info about your homeowners insurance policy? Click here to locate the GEICO Insurance Agency partner handling your policy.

Coverage for Landlords Too

If you own a home and rent it to others, you need a specific type of homeowners insurance, known as a "dwelling fire" or landlord insurance policy. Contact a licensed agent to get a quote on this type of policy.

Need to speak with us?

You can reach a homeowners insurance sales agent at (800) 841-2964.

  • Florida
  • Mon – Fri
    8:00 AM – 9:00 PM (ET)
  • Hawaii
  • Mon – Fri
    7:30 AM – 5:00 PM (HST)
  • All Other
  • Mon – Fri
    7:00 AM – 1:00 AM (ET)
  • Sat – Sun
    8:00 AM – 10:30 PM (ET)

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Homeowners coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc.
The information you provide will be shared with our business partners so that they can return a quote.