Homeowners Insurance
Homeowners Insurance
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Continue Previous QuoteWhy GEICO?
See how affordable your homeowners insurance can be
GEICO Homeowners insurance is a property insurance policy that provides coverage for your private residence. A homeowners policy typically covers losses and damages to a personal residence, as well as furnishings and certain other assets within your home. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property.
Personalized Coverages
Customize your homeowners insurance with the coverages you need.
Why do you need homeowners insurance? Home insurance protects one of your most important investments and offers protection for you from accidents in your home or on your property.
Property Damage
Personal Property
Personal Liability
Medical Bills
Living Expenses
Property Damage
Most policies cover damage to your house and any permanent structures on your property for fire, smoke damage, wind, falling trees, hail, and theft.
Personal Property
Protects belongings that were damaged or stolen such as furniture, appliances, clothing, and electronics. Our Personal Property Insurance calculator can help you decide how much coverage fits your situation.
Personal Liability
Personal liability could help with medical expenses or property damage to others caused by you or members of your household, including pets. It could also help with legal expenses in the case of a lawsuit. For example, a visitor slips in your kitchen and gets injured. Or your child accidentally throws a ball through a neighbor's window and breaks the TV.
Medical Bills
This covers medical payments for minor injuries to people who don't live with you but get hurt on your property. For example, a visitor slips down your steps on a rainy day and gets injured.
Living Expenses
Additional expenses could be covered for extra costs you might have to pay when experiencing a covered loss. For example, payment for a place to stay if your home suffers damage that makes it unlivable.
Save Time
Buying, setting up, and servicing your homeowners policy is easy.
Get a Quote
We can help you tailor a policy to fit your needs and budget. Check out the below for more information, then get your quick and easy home insurance quote online today!
Policy Service and Claims
After your policy is started, you can work with the GEICO Insurance Agency partner for help with:
- Bill payments
- Policy updates
- Reporting claims, and more
Discounts and Savings
Save even more on a home insurance policy!
See how affordable a homeowners insurance quote can be through the GEICO Insurance Agency. Check out the discount options available to save even more on a home insurance policy.
Bundle of Savings
Insuring your car with us and having a homeowners insurance policy through the GEICO Insurance Agency means you could get a discount on your car insurance
Start Saving
Home Security Systems
Alarm systems and cameras help protect your home and your wallet by giving you peace of mind and another discount opportunity.
Smoke Detectors and Fire Extinguishers
Smoke detector alarms and fire extinguishers save lives and could save you money on your homeowners insurance.
Additional Coverages
Find insurance coverage for other types of property.
We're here to help
Speak with a GEICO agent about homeowners insurance.
You can reach a homeowners insurance sales agent at (800) 841-2964.
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Mon – Fri7:00 AM – 1:00 AM (ET)
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Sat – Sun8:00 AM – 10:30 PM (ET)
Homeowners Insurance: Get the answers you're looking for.
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Are there ways I can help protect my home?
Preventive maintenance can save you a lot of time and money over the life of your home. This interactive guide can help you identify potential problems before they arise. -
How much homeowners insurance coverage do I need?
You might need more homeowners insurance coverage and not even realize it. Here are some commonly overlooked areas that could be putting you and your family at more financial risk than necessary. -
How can I prevent claims at my home?
Clutter comes in many forms; vigilant homeowners should recognize potential hazards, liability and other risk before they happen to prevent future accidents. -
Should I get an umbrella policy too?
Umbrella insurance gives you extra protection from accidents and lawsuits. If you injure someone or damage their property, you might not have enough coverage. An umbrella policy could save you from paying out of your own pocket. -
Do I need flood insurance too?
Think because you don't live near the coast that your home is safe from flooding? The truth is, floods can occur anywhere. Floods can occur outside of high-risk flood zones. Something else to consider, most homeowners insurance policies don't cover flood damage. You may want to consider flood insurance. -
Is there a GEICO Local Agent near me?
We have many GEICO Local Agents across the country ready to help you with your insurance needs. Find a local agent near you.
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Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
Homeowners coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.
The information you provide will be shared with our business partners so that they can return a quote.