Condo Insurance

Condo Insurance Quotes

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Log in to your GEICO Account

If you have a GEICO login for your Auto or Motorcycle policy, you can also access your condo policy.



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With just a few clicks you can look up the GEICO Insurance Agency partner your condo insurance policy is with to find policy service options and contact information.

Need a condo insurance quote?

Existing policyholder?

Get condo or co-op coverage that goes beyond your association's policy

While living in a condominium may feel like an extended vacation, you still need to consider how to protect your unit and personal property. Your condo or co-op association's master policy covers the exterior structure, but the master policy doesn't cover what's inside your condominium unit. That's where a condo insurance policy from GEICO comes in, offering an extra layer of protection for you and your family.

Protect what's inside your unit with a fast, free condo insurance quote. Get started with a quote today!

Why do you need condo insurance?

Life is unpredictable. Condo insurance and co-op insurance protect your unit and personal property against the unexpected such as fire, lightning, theft, and vandalism.

With a condo or co-op insurance policy, you're also covered for certain kinds of accidents, like a neighbor slipping on a wet kitchen floor and water damage to interior walls and fixtures of your unit.

How much would it cost to replace my stuff?

Do you know the value of your belongings? It may be more than you think. Use our handy personal property calculator to see the cost of replacing your:

  • Furniture
  • Clothing
  • Electronics
  • Jewelry, etc.

Customers who need condo insurance may need special coverage for their jewelry collection like engagement rings, wedding bands, and diamond bracelets. We can help you with a jewelry insurance policy to cover your valuables.

What does a condo insurance policy cover?

Personal Property

A condo or co-op policy can help protect your personal property. These items include:

  • Furniture
  • Clothing
  • Electronics
  • Jewelry, etc.

Use our personal property calculator to see the cost of replacing your belongings.

Unit Coverage

The unit's outside structure is typically included in the association's master policy. Meanwhile, you need protection for what is inside your unit. This can include additions, alterations and upgrades to the following:

  • Carpeting
  • Interior walls
  • Cabinets

You will need to verify what is covered under your association's master policy to make sure you are buying appropriate coverage for your unit.

Personal Liability

Every condo policy includes personal liability protection, which may cover injury or property damage by you or a household member. Your personal liability policy also includes medical payment coverage for people who don't live with you and get injured on your property.

Budget-Friendly Discounts

Want to save money? You might qualify for a discount if your unit has certain safety features, such as deadbolt locks or a monitored security alarm system. It literally pays to check!

Liability Coverage Included

Every condo policy includes personal liability protection, which may cover injury or property damage by you or a member of your household. In addition, your policy includes medical payment coverage for people who don't live with you and are injured while on your property.

Convenient Service and Claims

You chose a condo for the convenience. A condo/co-op policy through GEICO Insurance Agency is also very convenient. It's a breeze to pay your bill, report a claim, or make a change.

Need to speak with us?

Need to speak with us about condo insurance? Give us a call at (800) 841-2964.

  • Sales (All States Except Hawaii)
  • Mon – Fri
    7:00 AM – 1:00 AM (ET)
  • Sat – Sun
    8:00 AM – 10:30 PM (ET)
  • Hawaii Sales
  • Mon – Fri
    7:30 AM – 5:00 PM (HST)

Condominium Insurance: Get the answers you need

  • What is co-op insurance?

    Co-op refers to the type of home you live in but is covered under the same policy as a condo insurance policy. Check out our co-op insurance page for additional info.
  • Why do I need condo insurance?

    The main reason to get condo insurance is to help protect your stuff. Accidents happen. Being prepared can make it easier. Check out more reasons on our condo insurance info page
  • What do I need to know about condo insurance?

    Check out our condo insurance article to learn about what a condo master policy is, what you need to insure, and more.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Condominium and Co-op coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.

The information you provide will be shared with our business partners so that they can return a quote.