Need a condo insurance quote?
Get condo or co-op coverage that goes beyond your association's policy
Owning a condominium is an important responsibility, so you should consider how to protect your unit and personal property. Your condo or co-op association's master policy covers the exterior structure, but the master policy doesn't cover what's inside your condominium unit. A condo insurance policy from GEICO can offer an extra layer of protection for your family.
Protect your unit with a fast, free condo insurance quote. Get started with a quote today!
Why do you need condo insurance?
Life is unpredictable.A condo insurance and co-op insurance policy will protect your unit and your personal property from unexpected circumstances such as fire, lightning, theft, and vandalism.
With a condo or co-op insurance policy, you're covered for certain kinds of accidents like a neighbor slipping on a wet kitchen floor and water damage in your unit.
How much would it cost to replace my stuff?
Do you know the value of your belongings? It may be more than you think. Use our handy personal property calculator to estimate the cost of replacing your personal property.
Customers who need condo insurance may need special coverage for their jewelry collection like engagement rings, wedding bands, and diamond bracelets. We can help you find a jewelry insurance policy to cover your valuables.
What does a condo insurance policy cover?
A condo or co-op policy can help protect your personal property. These items include:
- Jewelry, etc.
Use our personal property calculator to estimate the cost of replacing your belongings.
The association's master policy often includes the outside structure of the unit. However, you need to protect everything that's inside your unit. This can include additions, renovations and upgrades to the following:
- Hardwood flooring
- Interior walls
You should check what the association's master policy covers for the building. This will help you decide the appropriate protection for your condo policy.
Every condo policy includes personal liability protection, which may cover injury or property damage by you or a household member. Your personal liability policy includes medical payment coverage for people who don't live with you and get injured on your property.
Want to save money? You might qualify for a discount if your unit has certain safety features, such as deadbolt locks or a monitored security alarm system. It literally pays to check!
Liability Coverage Included
Every condo policy includes personal liability protection, which may cover injury or property damage by you or a member of your household. In addition, your policy includes medical payment coverage for people who don't live with you and are injured while on your property.
Convenient Service and Claims
You chose a condo for the convenience. A condo/co-op policy through GEICO Insurance Agency is also very convenient. It's a breeze to pay your bill, report a claim, or make a change.
Need to speak with us about condo insurance?
Need to speak with us about condo insurance? Give us a call at (800) 841-2964.
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Condominium Insurance: Get the answers you need
What is co-op insurance?Co-op refers to the type of home you live in but is covered under the same policy as a condo insurance policy. Check out our co-op insurance page for additional info.
Why do I need condo insurance?Get a condo insurance to protect your stuff. Accidents happen. Being prepared can make it easier. Learn more reasons on our condo insurance info page.
What do I need to know about condo insurance?Check out our condo insurance article to learn about what a condo master policy is, what you need to insure, and more.
Where can I learn more about condo insurance?Get more guidance on understanding what you need to insure with your condominium insurance.
What isn't covered by condo insurance?Condo insurance doesn't cover the building's common areas and exterior walls.
Condominium and Co-op coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.
The information you provide will be shared with our business partners so that they can return a quote.
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.