Accident Forgiveness

Protects your rate after your first qualifying accident


Accident Forgiveness

After 5 years of continuous coverage with GEICO, you could earn Accident Forgiveness - on us. This means that your premium won't increase due to your first qualifying accident. It's our way of rewarding loyalty and safe driving.

If you’d prefer protection sooner, you may have the option to add Accident Forgiveness to your policy. This can help ensure one accident doesn’t lead to a higher rate, even before you’ve earned it

Not available in all states; terms vary by state and situation.