Wedding and Event Insurance from GEICO

Planning a wedding, anniversary, or baby shower? We know planning events takes energy. Unfortunately, you can't plan for everything like extreme weather, accidents, or illness that could leave you in a tough spot. Luckily, event insurance can help protect your event! The two types of event insurance are liability and cancelation.

• Save up to 15% by purchasing both event liability and event cancellation coverage
• Policies start at just $75
• Limits up to $2M
• Can purchase liability coverage a day before event and cancellation coverage two weeks before event
• Get a free quote online in minutes

• Non-refundable deposits
• Cancellation fees
• Injury
• Liability, and more

Event liability:helps protect you if someone causes property damage to the venue or someone is injured at your event. Up to $2 million in coverage can be purchased any time up to 1 day before your event. Policies start as low as $75.

Event cancellation: helps reimburse you for lost deposits and non-refundable amounts if you have to cancel or postpone your event due to unforeseen circumstances such as vendor bankruptcy, accident or illness, extreme weather and military deployment.

Event cancellation protection also covers additional expenses you may incur to avoid cancelling your event, and pays for other losses or damages, such as:

• Lost wedding rings
• Vendor no-shows
• Lost or damaged wedding gifts
• Damage to special event attire
• Lost or damaged photography or videography

Coverage can be purchased anytime up to 14 days before your event, and policies can start as low as $130.

*When the event is cancelled due to extreme weather, the cancellation insurance must have been purchased at least 15 days before the anticipated or actual extreme weather.

You can reach the sales team at (800) 541-7703.

• Sales
• Mon – Fri
  9:00 AM – 7:00 PM (ET)
• Sat – Sun
  Closed

You can reach GEICO customer service at (855) 716-2302.

• Service
• Mon – Fri
  9:00 AM – 5:30 PM (ET)
• Sat
  Closed

• When should I purchase event insurance?
  It's a good idea to purchase event insurance as soon as you begin to put down deposits for your event. Venues, caterers, photographers, and other vendors usually require a significant deposit up front with the remainder due closer to the day of the event.
• Will event insurance cover the event if weather forces us to postpone or cancel?
  Coverage may be provided if weather conditions are extreme enough to prevent the honoree, the honoree's immediate family, an active participant in the event or more than half of the guests from attending your event. However, the event cancellation policy must have been purchased at least 15 days in advance of the anticipated or actual extreme weather or act of nature.
• Does event cancellation insurance cover pandemics?
  Unfortunately, cancellation due to infectious disease, pandemic or epidemic - including the fear or threat of - whether actual or perceived is not covered under these policies.
• What events are not covered by event insurance?
  Ineligible events:

  • Paid attendance (concert, etc.)
  • Sporting events
  • Bachelor/Bachelorette parties
• What events are protected by GEICO event insurance?
  GEICO event insurance covers a wide range of events, including weddings, corporate functions, fundraisers, reunions, and more. Contact us today to find out whether GEICO can insure your special event.
• Can I add event insurance coverage after purchasing a policy?
  Yes, you can typically add event insurance coverage after purchasing a policy, but certain restrictions may apply. It's best to speak with a GEICO agent to discuss your options.
• Does event insurance cover outdoor events?
  Yes, GEICO event insurance can cover outdoor events. Depending on your specific policy, it provides protection against potential risks like weather-related cancellations, liability, and property damage.
• What if my wedding or special event is rescheduled?
  If your wedding or special event is rescheduled, you can typically transfer the coverage to the new date. However, it's important to notify the insurer as soon as possible to ensure continuous protection.
• How can I get an event insurance quote from GEICO?
  You can get an event insurance quote from GEICO by visiting our website or mobile app. If you'd prefer, you can speak with an agent directly by calling (800) 541-7703.