Business insurance can be tricky. Whether you're a small business just getting started or just looking for better insurance rates, GEICO can help. Answer a few short questions so we can help narrow down the search with you.
Sometimes businesses need more coverage than others. Based on what we have here, it looks like you could use:
Based on your responses you may be interested in learning more about the below products. If there's nothing listed you can also visit geico.com for more information on other products.
If you have business property like contents, inventory, or a storefront a BOP policy may be best for you.
In addition to 3rd party liability coverage in the event of a claim, this policy combines:
No matter where you work, your businesses should have liability insurance. This policy provides protection for your business in the event of a 3rd party claim for property damage, bodily injury, and lawsuits costs for covered losses.
Start General Liability QuoteIf you're looking for additional coverage for:
A Business Owners Policy (BOP) could be a better fit.
Start BOP QuoteIf your business provides professional advice you'll want to add this coverage. Professional Liability covers negligence claims that could arise from your services, even if you haven't made a mistake.
If your company owns vehicles that are used as a part of your job, you'll need Commercial Auto Insurance.
If you have employees you're required by law in most states to carry this coverage for an employee's medical expenses, lost wages, and rehabilitation services that result from a workplace injury or illness.
Personal auto policies don't cover you if you're driving for money. This includes ridesharing and on-demand delivery drivers. Check out our ridesharing insurance to get the coverage you need.
Already know what you need? See all of our Business Insurance products.
Two coverages you need, combined in a single policy. See why businesses trust GEICO to help them with their business insurance needs with coverage for:
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CGL can help cover your business while performing normal operations. Coverages include:
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From Personal Trainers to IT Consultants, you need Professional Liability Insurance (PL), also called Errors & Omissions (E&O) insurance. This coverage protects you for:
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This coverage is mandatory if your business has employees. Workers' comp covers a business' employees if they're injured at work. In general, policies cover:
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If the driver of a vehicle uses it for their job, work or business, you need a commercial policy. You may need commercial coverage if: