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Business insurance, also known as commercial insurance, can help protect your business from unexpected expenses related to property damage, legal liability, workers' compensation, and more. Whether you are just starting out and shopping for a small business insurance or just looking for better rates or coverage, having the right insurance policy can make all the difference when you really need it. Help protect your business against financial risk with a business insurance policy that's right for you.
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Getting business insurance can be tricky, but GEICO is here to help. Just answer a few short questions about your business and its insurance needs so we can help find the best policy or policies for you. Or, if you already know what you need, browse our entire line of business insurance policies.
Sometimes businesses need more coverage than others. Based on what we have here, it looks like you could use:
Based on your responses you may be interested in learning more about the below products. If there's nothing listed you can also visit geico.com for more information on other products.
If you have business property like contents, inventory, or a storefront a BOP policy may be best for you.
In addition to 3rd party liability coverage in the event of a claim, this policy combines:
No matter where you work, your businesses should have liability insurance. This policy provides protection for your business in the event of a 3rd party claim for property damage, bodily injury, and lawsuits costs for covered losses.
Start General Liability QuoteIf you're looking for additional coverage for:
A Business Owners Policy (BOP) could be a better fit.
Start BOP QuoteIf your business provides professional advice you'll want to add this coverage. Professional Liability covers negligence claims that could arise from your services, even if you haven't made a mistake.
If your company owns vehicles that are used as a part of your job, you'll need Commercial Auto Insurance.
If you have employees you're required by law in most states to carry this coverage for an employee's medical expenses, lost wages, and rehabilitation services that result from a workplace injury or illness.
If you're a healthcare or wellness professional, protect yourself and your career with a Medical Malpractice policy.
Protects businesses from computer-related attacks, such as malware, phishing, ransomware or if a laptop with confidential information is stolen. To quote, call (800) 448-8244
GEICO offers a range of business insurance policies for almost any type of business, including liability coverage, commercial vehicle insurance, and even cyber liability. Browse our selection below to get more information about the business insurance that's right for you!
Two coverages you need, combined in a single policy. See why businesses trust GEICO to help them with their business insurance needs with coverage for:
CGL can help cover your business while performing normal operations. Coverages include:
From Personal Trainers to IT Consultants, you need Professional Liability Insurance (PL), also called Errors & Omissions (E&O) insurance. This coverage protects you for:
This coverage is mandatory if your business has employees. Workers' comp covers a business' employees if they're injured at work. In general, policies cover:
Quick, easy, comprehensive coverage for groups and individuals working as Nurse Practitioners, Physician Assistants, Nurse Anesthetists (CRNAs), Registered Nurses, Optometrists, Physical Therapists, Yoga Instructors, Personal Trainers, Nursing Students, and other medical professionals. What's included:
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If the driver of a vehicle uses it for their job, work or business, you need a commercial policy. You may need commercial coverage if:
Protects businesses from computer-related attacks, such as malware, phishing, ransomware or if a laptop with confidential information on it is stolen. To quote, call (800) 448-8244
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Please note:
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
Business insurance coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.
The information you provide will be shared with our business partners so that they can return a quote.
If you choose to get a rate quote online, you will be taken to the business partner's website. The website is not owned by GEICO Insurance Agency LLC. Any information that you provide directly to business partner on its website is subject to the privacy policy posted on that website, which you should read before proceeding. GEICO Insurance Agency LLC assumes no responsibility for their privacy practices or your use of either website.