Business Insurance

Business insurance can vary depending on the type of business and who it serves. GEICO offers business insurance coverage for almost any business, including liability coverage, commercial vehicle insurance, and even cyber liability insurance. Browse our selection below to get more information about the business insurance that's right for you!

Business insurance protects your company from unexpected risks, including property damage, liability claims, and employee injuries, ensuring financial stability and peace of mind. Through GEICO Insurance Agency, you get tailored coverage options, competitive pricing, and expert support to help safeguard your business. Get a free quote through GEICO Insurance Agency today and take the first step toward securing your business's future.

Start Your Business Insurance Quote

• Why do I need business insurance?
  Business insurance covers the costs of property damage and liability claims. Without business insurance, you could pay exorbitant out-of-pocket costs for damages or claims against your enterprise.
• What does business insurance cover?

  Business insurance comes in many forms. What your commercial insurance policy covers will depend on the type of business you own and the coverage you choose. Generally, business insurance is designed to cover bodily injury or medical expenses, libel, slander, defending lawsuits, and settlements from court claims.

  Learn more about what business insurance covers

• What kind of business insurance do I need?
  General liability insurance is typically a good idea for most businesses. If you have a company car, commercial auto insurance is a necessity.
• What is business insurance?
  Business insurance is a type of coverage that protects businesses from financial losses due to unexpected events, liabilities, or risks. It consists of a range of policies tailored to meet diverse business needs, including general liability, property, professional liability, and workers' compensation insurance. The primary goal of business insurance is to safeguard assets, ensure financial stability, and mitigate risks inherent in business operations.
• How much is business insurance?
  The cost of business insurance varies depending on several factors, including the size and type of the business, its location, industry, annual revenue, number of employees, coverage limits, and risk factors associated with its operations. Small businesses generally pay between hundreds and thousands of dollars annually for coverage, while large enterprises may face much higher premiums due to their increased exposure to risks and greater financial stakes.
• Does business insurance cover lawsuits?
  Business insurance can cover lawsuits depending on your specific policy coverage. General liability insurance, for example, helps protect your business from claims of bodily injury, property damage, or personal injury, while professional liability insurance covers errors or omissions in your services. It typically includes coverage for legal fees, settlements, and court judgments.
• Can you get business insurance as a sole proprietor?
  Yes, sole proprietors can get business insurance to protect their personal and business assets. Without a legal distinction between personal and business liabilities, sole proprietors are personally responsible for any claims or damages. Business insurance provides essential protection to safeguard your finances and livelihood.
• Do I need business insurance for an online business?
  Yes, online businesses need business insurance to protect against unique risks such as data breaches, cyberattacks, and product liability.
• How does business insurance help small businesses?
  Business insurance helps small businesses by providing financial protection against unexpected risks like lawsuits, property damage, or employee injuries. It ensures business continuity by covering costs that could otherwise be devastating to your operations.
• Can GEICO Insurance Agency help me get business insurance in my state?
  Yes, GEICO Insurance Agency can assist you in finding business insurance in most states and help tailor coverage to meet your specific needs. Our insurance specialists will guide you through the available options and ensure compliance with your state's regulations. With GEICO Insurance Agency's support, you can secure reliable protection for your business no matter where you operate.
• What information do I need to provide for a business insurance quote?
  To get a business insurance quote, you'll need to provide details about your business, such as its name, location, and industry. You'll also typically need to provide information about the size of your business, annual revenue, number of employees, and any previous insurance claims.