Business Insurance: Get a Quote Today

Question 1 of 6

Do you own a business or are you starting a business?

We can help protect you whether you're a local handyman, a family restaurant, or an accountant.

Question 2 of 6

Great, let me ask you this: Does your business own or rent a physical building, storefront, office, or warehouse?

Question 3 of 6

Do you provide professional services or give advice to clients?

A few examples are Personal Trainers, Real Estate Agents, and IT Professionals.

Question 4 of 6

Are you a healthcare or wellness professional?

A few examples are Nurse Practitioners, Physician Assistants, and Physical Therapists.

Question 5 of 6

Almost there: Do you use any vehicles in the course of your work?

Such as: taking your tools and supplies to a job site, delivering goods, transporting clients, or other business use with your car

Question 6 of 6

Thanks for hanging in there. Last question, does your business have employees?

Phew, that wasn't so bad.

Sometimes businesses need more coverage than others. Based on what we have here, it looks like you could use:

Oh no. Looks like we took a wrong turn somewhere.

Based on your responses you may be interested in learning more about the below products. If there's nothing listed you can also visit for more information on other products.

If you have business property like contents, inventory, or a storefront a BOP policy may be best for you.

In addition to 3rd party liability coverage in the event of a claim, this policy combines:

  • Damage to business property
  • Defense costs
  • Income loss, and more

No matter where you work, your businesses should have liability insurance. This policy provides protection for your business in the event of a 3rd party claim for property damage, bodily injury, and lawsuits costs for covered losses.

Start General Liability Quote

If you're looking for additional coverage for:

  • Product inventory
  • Business materials
  • Property

A Business Owners Policy (BOP) could be a better fit.

Start BOP Quote

If your business provides professional advice you'll want to add this coverage. Professional Liability covers negligence claims that could arise from your services, even if you haven't made a mistake.

If your company owns vehicles that are used as a part of your job, you'll need Commercial Auto Insurance.

If you have employees you're required by law in most states to carry this coverage for an employee's medical expenses, lost wages, and rehabilitation services that result from a workplace injury or illness.

If you're a healthcare or wellness professional, protect yourself and your career with a Medical Malpractice policy.

Start Medical Malpractice Quote

Protects businesses from computer-related attacks, such as malware, phishing, ransomware or if a laptop with confidential information is stolen. To quote, call (800) 448-8244

Types of Business Insurance

GEICO offers a range of business insurance policies for almost any type of business, including liability coverage, commercial vehicle insurance, and even cyber liability. Browse our selection below to get more information about the business insurance that's right for you!

Business Owners Policy (BOP)

Two coverages you need, combined in a single policy. See why businesses trust GEICO to help them with their business insurance needs with coverage for:

  • Bodily injury or property damage
  • Defense costs for covered liability losses
  • Business furniture and equipment

Start Quote

General Liability Insurance/CGL

CGL can help cover your business while performing normal operations. Coverages include:

  • Physical injury liability
  • Property damage liability
  • Lawsuits costs for covered losses

Start Quote

Professional Liability Insurance

From Personal Trainers to IT Consultants, you need Professional Liability Insurance (PL), also called Errors & Omissions (E&O) insurance. This coverage protects you for:

  • Mistakes or advice your company makes in business
  • Legal defense costs
  • Services completed

Start Quote

Workers' Compensation

This coverage is mandatory if your business has employees. Workers' comp covers a business' employees if they're injured at work. In general, policies cover:

  • Lost wages
  • Medical expenses
  • Rehabilitation expenses

Start Quote

Medical Malpractice Insurance

Quick, easy, comprehensive coverage for groups and individuals working as Nurse Practitioners, Physician Assistants, Nurse Anesthetists (CRNAs), Registered Nurses, Optometrists, Physical Therapists, Yoga Instructors, Personal Trainers, Nursing Students, and other medical professionals. What's included:

  • Protection against claims of negligence
  • Defense counsel costs
  • Professional reputation coverage

Start Quote

Commercial Auto Insurance

If the driver of a vehicle uses it for their job, work or business, you need a commercial policy. You may need commercial coverage if:

  • The vehicle is used to transport goods or people
  • The vehicle is used to perform a service
  • Employees drive the vehicle

Start Quote

Cyber Liability Insurance

Protects businesses from computer-related attacks, such as malware, phishing, ransomware or if a laptop with confidential information on it is stolen. To quote, call (800) 448-8244

Start Quote

Business Insurance: Get the answers you're looking for.

  • What's so important about business insurance?
    Business insurance covers the costs of property damage and liability claims. Without business insurance, you could pay exorbitant out-of-pocket costs for damages or claims against your enterprise.
  • What does business insurance cover?
    There are multiple types of business insurance. What your policy covers will depend on the type of business you own and the coverage you choose. Generally, business insurance is designed to cover bodily injury or medical expenses, libel, slander, defending lawsuits, and settlements from court claims.
  • What kind of business insurance do I need?
    General liability insurance is typically a good idea for most businesses. If you have a company car, commercial auto insurance is a necessity.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Business insurance coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.
The information you provide will be shared with our business partners so that they can return a quote.

If you choose to get a rate quote online, you will be taken to the business partner's website. The website is not owned by GEICO Insurance Agency LLC. Any information that you provide directly to business partner on its website is subject to the privacy policy posted on that website, which you should read before proceeding. GEICO Insurance Agency LLC assumes no responsibility for their privacy practices or your use of either website.