Business Insurance

Whether you're a small business just getting started or just looking for better insurance rates, GEICO can help. We also have coverage for ridesharing and on-demand delivery drivers. Our licensed agents can help you find the coverage you need at a great price.

  • Business Owners Policy (BOP)

    Two coverages you need, combined in a single policy. See why businesses trust GEICO to help them with their business insurance needs with coverage for:

    • Bodily injury or property damage
    • Defense costs for covered liability losses
    • Business furniture and equipment
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  • General Liability Insurance/CGL

    CGL can help cover your business while performing normal operations. Coverages include:

    • Physical injury liability
    • Property damage liability
    • Lawsuits costs for covered losses
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  • Professional Liability Insurance

    From Personal Trainers to IT Consultants, you need Professional Liability Insurance (PL), also called Errors & Omissions (E&O) insurance. This coverage protects you for:

    • Mistakes or advice your company makes in business
    • Legal defense costs
    • Services completed
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  • Workers' Compensation

    This coverage is mandatory if your business has employees. Workers' comp covers a business' employees if they're injured at work. In general, policies cover: 

    • Lost wages
    • Medical expenses
    • Rehabilitation expenses
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  • Commercial Auto Insurance

    If the driver of a vehicle uses it for their job, work or business, you need a commercial policy. You may need commercial coverage if:

    • The vehicle is used to transport goods or people
    • The vehicle is used to perform a service
    • Employees drive the vehicle
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  • Ridesharing Insurance And On-Demand Delivery

    Take the worry out of who is covering you and when you're covered. GEICO created one policy that protects you all the time.

    • Covered while working and not
    • Peace-of-mind knowing you're always covered by GEICO
    • Same great policy and claims service GEICO is known for
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Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

GEICO Insurance Agency, Inc. has partnered with Hiscox Insurance to provide business insurance products. All business products offered are written on an admitted basis (Hiscox Insurance Co., Inc.) with A.M. Best credit rating of 'A' (Excellent) and financial size XI.

GEICO Insurance Agency, Inc. has partnered with biBERK, a Berkshire Hathaway company to provide Workers' Compensation insurance products. All workers' compensation products offered are written on an admitted basis (biBERK, a Berkshire Hathaway company) with A.M. Best credit rating of 'A' (Excellent) and financial size XI.

GEICO Insurance Agency, Inc. can help you secure business insurance except in Hawaii. We can help you secure Workers' Compensation insurance in all states except Hawaii, North Dakota, New Mexico, Ohio, Washington, and Wyoming.

Commercial, ridesharing, and on-demand delivery coverage is underwritten by Government Employees Insurance Company. In some cases coverage is provided through the GEICO Insurance Agency, Inc., either under an arrangement with Berkshire Hathaway affiliates or with non-affiliated insurance companies. Some discounts, coverages, payment plans and features are not available in all states - check state availability. Government Employees Insurance Company is a subsidiary of Berkshire Hathaway Inc. GEICO: Washington, DC 20076