ATV Insurance Quote

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Get an ATV insurance quote and hit the trail to savings.

Are you looking to insure your all-terrain vehicle (ATV), utility vehicle (UTV), or side-by-side? You know us for car insurance, but we like to hit the trail too, and we could also save you money on your four-wheeler insurance. Before you take a spin in your ATV or UTV, start a free quote and you could be on the path to savings.

What does ATV insurance cover?

ATV insurance from GEICO includes a wide range of coverages for you:

  • Collision
  • Comprehensive
  • Medical payments
  • Uninsured motorist

Coverages for other people involved:

  • Property damage
  • Bodily injury

See What Our Customers Say

"GEICO has a niche with ATV and motorcycle riders! I have been with GEICO ATV insurance for two years and love the online payment options, quality coverage, and peace of mind knowing my ATV is insured."

GEICO Customer in NV

ATV Insurance Discounts

See how much you could save with ATV insurance discounts from GEICO. We know tires, helmets, and accessories can add up, so every dollar saved helps. Check out the various ATV and UTV insurance discounts you may be able to get with GEICO.

Why choose GEICO for four-wheeler insurance?

Flexible Payment Plans

You have several options for paying your ATV insurance premium. You can pay all at once, monthly, or in 4, 6, or 9 installments—whatever works best for you.*

24/7 Customer Service

Utility model or something sporty, tearing up the trails or parked in your garage, we have you covered. Give us a call or log in anytime to update your policy. Our licensed agents are just as excited about getting on the trails as you are.

Claims Are Easier With GEICO Mobile

From reporting a claim, to getting a damage estimate, the GEICO Mobile app is built to take the stress out of managing a claim. Not ready for the app? Take care of your claim on

Is your ATV covered by your home insurance policy?

  • Typically, a home insurance policy will cover an ATV on your property only
  • On the trails, away from home, you'll need an ATV insurance policy to be covered

Safety Tips for Riding UTVs

  • Every rider should wear protective gear, especially a helmet
  • For new riders, seriously consider a safety course to learn trail-riding basics
  • Find out more ATV basics

Get your quote faster by being prepared with these tips.

We're all about savings. That includes time you can save getting your quote by gathering some info before you start.

  • Have your GEICO Auto, Motorcycle, or RV policy information (if applicable) ready as you could save with a Multi-Policy Discount
  • Identify any completed motorcycle or ATV safety courses, which could help you save money too
  • Locate your year, make, model, and VIN to make entering your info faster

Some discounts, coverages, payment plans, and features are not available in all states or all GEICO companies, or all situations. Discount amount varies in some states. One group discount applicable per policy. Coverage is individual. In New York, a premium reduction is available for affiliated groups. GEICO may not be involved in a formal relationship with each organization; however, you still may qualify for a special discount based on your membership, employment or affiliation with those organizations.

*Installment plan fees may apply.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

This policy is underwritten by GEICO Indemnity Company.