Professional Liability Insurance
Professional Liability Insurance See how much you could save your business.
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What is professional liability insurance?
Professional liability insurance is coverage for businesses that protect against claims from their clients. Professional liability insurance commonly covers negligence, copyright infringement, personal injury, and more. This can include damages caused by things you did and/or things that you should have done.
Although many types of businesses can be helped with this coverage, let's look at a few real life examples. Let's say you're a project manager. You accidentally forget to get to tell your client about needed sign offs causing project delays that increase the cost. Or maybe you're a massage therapist and your client sues you, claiming you caused tissue damage. These are just a few of the cases that professional liability insurance could help you with. Many people often pair it with general liability insurance for more complete coverage.
- A professional service
- Regular professional advice to clients
- Contractual service to your clients
How much does professional liability insurance cost?
Every business' needs are different. A lot of things impact how much your premium will be. We're ready to work with you to get the coverage you need at a great price. See how much you could save on professional liability insurance through GEICO today.
Why do I need professional liability insurance (PLI)?
Some jobs and contracts require PLI. Beyond that, mistakes happen. Make sure that you and your business are protected with the right coverage.
What does a professional liability insurance policy cover?
Common items covered are:
What else is covered under professional liability insurance?
What type of business can be covered by professional liability (or E&O) insurance?
Whether you own small business, a growing one, large company, or starting a new business, we could help you save on your professional liability insurance. Business examples include:
Do you need other business coverage? GEICO can help.
This 2-in-1 policy includes general liability plus protection for your property.
Example: A fire damages your office. A BOP could cover repairs to your office and help pay your employees' wages while business is interrupted.
We often recommend general liability insurance to go with professional liability.
Example: A client slips, falls, and injures their back at your place of business. General liability could cover their medical bills.
A personal auto policy is not enough to cover vehicles used for business. Commercial auto insurance can:
- Cover business uses that personal auto policies don't include
- Offer more liability coverage to protect you
- Include cars, pickup trucks, box trucks, and more
Example: On a job site, a carpenter accidentally backs into the homeowner's car. Commercial auto insurance could cover the damage.
Protects businesses from losses from computer-related attacks, such as malware, phishing, ransomware, or if a laptop with confidential information on it is stolen.
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You can reach us at (800) 841-1621
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Sat10:00 am – 8:00 pm (ET)
Professional Liability Insurance: Get the answers you're looking for
Professional Liability Insurance coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC. We can help you secure business insurance in all states except Hawaii.
The information you provide will be shared with our business partners so that they can return a quote.
For online quotes:
GEICO Insurance Agency, LLC has partnered with Hiscox Insurance to provide business insurance products. When you click on “START QUOTE,” and, “professional liability insurance policy online,” you will be taken to the Hiscox website, which is not owned or controlled by GEICO.
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.