Pet Insurance

Pet insurance can help manage health costs for your pets.

Pet insurance is a specialized health insurance for your beloved pets. Get affordable care for your pets by contacting GEICO today.

Pet health insurance provides coverage for unforeseen medical expenses such as non-pre-existing illnesses and injuries. This can help make health care for your dog or cat more affordable and give you extra quality time with your four-legged family members.

The GEICO Insurance Agency can help you get comprehensive pet insurance coverage for your dogs and cats. Get a free online quote and see how affordable pet insurance is.

Why do I need pet health insurance?

Pet health insurance helps you protect your pets by offsetting the costs of vet visits for your pets. It can help you pay less for the diagnosis, treatment, and mangagement of any illnesses or treatments your dog or cat might need.

When the unexpected happens, pet insurance can save you from paying completely out of pocket for your four-legged friends. As the cost of vet bills continues to rise, we can help manage some of those costs with pet insurance.

What does pet health insurance cover?

The GEICO Insurance Agency has teamed up to bring you comprehensive dog insurance and cat insurance. This nose-to-tail coverage includes:

  • Accidents (e.g., broken bones, swallowing something)
  • Illnesses (not pre-existing)
  • Dental issues
  • Cancer
  • And more

For your convenience you can choose any licensed veterinarian.

Without pet health insurance, pet bills can be costly.

Caring for a pet can be expensive even for routine care. Unexpected sickness and injuries can make these costs skyrocket. Pet health insurance can help you tame these expenses. Learn more about how pet insurance works and contact GEICO today.

How Pet Health Insurance Works

  1. Go to your vet per usual. Having a pet insurance policy from GEICO allows you to see any veterinarian in the country.
  2. To submit a claim, simply call us at the numbers listed below.
  3. Get reimbursed, easily! Once your claim has been processed and approved we'll reimburse you.

How much does pet insurance cost?

To provide you the best pet insurance to fit your budget and needs, we offer personalized policies for your pet(s). That means costs for pet insurance can vary, depending on a few common factors:

  • Type of animal, including species
  • Gender of your pet
  • Age
  • Breed
  • Location

We're here to help with pet insurance

Just a Call Away

While taking care of your pet can be a full-time job, managing your pet insurance doesn't have to be. Call to make a payment, update your policy, add a pet, and more.

Pet Insurance You Can Trust

Here at GEICO, our commitment to pet health guarantees you don't need to worry about your best friend. Our love of animals, powerful coverage and customized plans ensure that your pet can get the care and treatment you need. Protect your pet for life with pet insurance from GEICO today.

Need to speak with a representative?

You can reach an Embrace representative at (800) 793-2003.

  • Mon – Fri
    9:00 AM – 8:00 PM (ET)
  • Sat
    10:00 AM – 4:00 PM (ET)

Pet Insurance: Get the answers you're looking for.

  • What may not be covered by pet insurance?
    • Pre-existing conditions
    • An intentional injury caused by you or any other person or pet residing at your home
    • Injury or illness sustained from fighting, racing, cruelty, or neglect
    • Unless medically necessary, cosmetic procedures like tail docking, ear cropping and dew removal
  • What do I need to consider before adopting a new pet?
    Adopting a new pet is an exciting activity for a family, but it also comes with new responsibilities and chores. Include all family members in the pre-planning process to help set realistic expectations.
  • How do I become a good pet parent?
    After you have decided to become a pet parent, it is important to make sure that your new pet is getting the attention it needs. Here are some tips to help you become a better pet parent.
  • How do I protect my pet from the weather?
    Pets rely on you to provide them with protection throughout the year. Winter pet protection involves keeping them warm and protecting them from special winter hazards. Warmer weather poses different hazards, so you need to know how to keep your pet safe and healthy during the Summer.
  • How do I manage my pet insurance policy?
    You can contact Embrace at (800) 793-2003 to make a payment or file a claim.
    Hours:
    Mon – Fri 9:00 AM – 8:00 PM (ET)
    Sat 10:00 AM – 4:00 PM (ET)

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Embrace Pet insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc. (which includes American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company)

Embrace Disclosure for California Residents

Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change.

If you click a link to get a rate quote online or file a claim, you will be taken to the Embrace website. This website is not owned by GEICO Insurance Agency LLC. Any information that you provide directly to them on their websites is subject to the privacy policy posted on that website, which you should read before proceeding. GEICO Insurance Agency LLC. assumes no responsibility for their privacy practices or your use of either website.


Pet coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC.