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Pet insurance can help manage health costs for your pets.
Pet insurance is a type of health insurance for your pets. It can cover costs associated with certain illnesses or types of veterinary treatment. This can help make health care for your dog or cat more affordable and give you extra quality time with your four-legged family members. The GEICO Insurance Agency can help you get comprehensive pet insurance coverage for your dogs and cats. Get a free online quote and see how affordable pet insurance is.
Why do I need pet health insurance?
None of us like thinking about it, but the truth is that our pets could get hurt or sick. As the cost of vet bills continues to rise, we can help manage some of those costs with pet insurance.
What does pet health insurance cover?
Embrace Pet Insurance and the GEICO Insurance Agency have teamed up to bring you comprehensive dog insurance and cat insurance. This nose-to-tail coverage includes:
- Accidents (e.g., broken bones, swallowing something)
- Illnesses (not pre-existing)
- Dental issues
- And more
You can choose any licensed veterinarian and you're reimbursed up to 90% of the vet bill.
Without pet health insurance, pet bills can be costly.
Caring for a pet can be expensive even for routine care. Unexpected sickness and injuries can make these costs skyrocket. Pet health insurance can help you tame these expenses.
How much does pet insurance cost?
Some plans start as low as $1 a day. To provide you the best pet insurance, we offer personalized policies for your pet(s). That means costs for pet insurance can vary, depending on a few common factors:
- Type of animal, including species
- Gender of your pet
Pet insurance discounts can help you save money.
Looking for cheap pet insurance? Answer a few questions and coverage discounts are applied automatically. Discounts can also be stacked, meaning that your pet can get more than one.
We're here to help with pet insurance
Need to speak with us?
You can reach a representative at (800) 793-2003.
Mon – Fri9:00 AM – 8:00 PM (ET)
Sat10:00 AM – 2:00 PM (ET)
Pet Insurance: Get the answers you're looking for.
What do I need to consider before adopting a new pet?Adopting a new pet is an exciting activity for a family, but it also comes with new responsibilities and chores. Include all family members in the pre-planning process to help set realistic expectations.
How do I become a good pet parent?After you have decided to become a pet parent, it is important to make sure that your new pet is getting the attention it needs. Here are some tips to help you become a better pet parent.
How do I protect my pet from the weather?Pets rely on you to provide them with protection throughout the year. Winter pet protection involves keeping them warm and protecting them from special winter hazards. Warmer weather poses different hazards, so you need to know how to keep your pet safe and healthy during the Summer.
How do I manage my pet insurance policy?
What isn't covered by pet insurance?
- Pre-existing conditions
- Breeding, whelping, and pregnancy
- An intentional injury caused by you or any other person or pet residing at your home
- Injury or illness sustained from fighting, racing, cruelty, or neglect
- Unless medically necessary, cosmetic procedures like tail docking, ear cropping and dew removal
- DNA testing or cloning
- Stem cell therapy not deemed medically necessary
- Avian Flu or Nuclear War
The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.
When you click on the "START QUOTE", "affordable pet insurance", "submit a claim", or "file a claim" links, you will be taken to a site owned by Embrace Pet Insurance Agency, not GEICO.
Pet insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc.(which includes American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company) and is secured through GEICO Insurance Agency, LLC.
Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change.